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i was in Malaysia in January and went to use a stand-alone ATM machine with my Visa card and it spat the card back and said not functioning. Three months later someone in Malaysia was purchasing shit with my Visa and the card was being "swiped through" as opposed to key-punched which would alert Visa faster that there is potential fraud. The bastards set up a dummy ATM to get people's codes so as to replicate cards.
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