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Originally Posted by Peaches
Let me add - the AGI is for those of us who tax returns as proof of income. It's been 15+ years since I bought a house when I was a "real" employee, plus that was an assumption, so I have no idea what they're looking at as far as check stubs.  |
Exactly what we are going through pretty much. No actual check stubs but since I have my personal business accounts with the bank they can easily just look at both accounts. They just want 3 years of tax returns.
Back to my original question though, they told me I wouldn't have a prob getting a first time home buyers loan, even though I make over 60k/year etc but they told my friend that he would't because he also makes over 60k/year. Just doesn't make since lol. Time to call the lady up