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Old 01-14-2006, 11:23 AM  
vicki
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Join Date: Feb 2002
Location: Deep in the heart o' Texas
Posts: 1,478
Glad to hear you are up and running again, congrats!!

I was quite surprised to learn how many operations have merchant accounts managed by hosting companies etc etc ... IMHO its just not feasible. Who do you go to with questions (like why are we terminated and was I put on the TMF list)? How do you negotiate lower rates when you have increasing volumes?

If you decide at some point you want to try another Merchant Account feel free to hit me up. I'll answer questions you didn't even know you should ask ;)

As for US banking solutions and bdsm, extreme etc - IMHO at the present time you are much better off paying an extra 1-2% (total 5-7%) more for an EU or offshore solution and not have to worry about the volitility of US standards. There is only one US bank still allowing new accounts to have bondage but it must be "non-extreme" .. and that determination is left to the bank underwriter inspecting the site.

As for processors and banks that require you to sign over your domains, believe it or not a few do - buyer beware

As for Ibill, they've opened up more than just one new processing company - buyers REALLY beware!
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If at first you do succeed - try to hide your astonishment.

HR merchant accounts from 3.45%
solid biz since 98
victoriakozub AT gmail.com
skype: victoria.kozub | ICQ: 74296746
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