I put some ads to sell some of my video games, and got a response today from somebody who wants to pay with 
moneyzap.
I only see this for merchants getting paid, but what about non merchants. How's this work? Is it safe & are there any fraud/scam risks. The email I got seems illiterate like a nigerian scam letter. I told him, only us postal money order or western union money transfer, he gets back to me asking for my name, add, ph# & says moneyzap only way he can pay. I'm ready to tell him to go pound sand.