sixnine runs a solid program, and soulcash has my thumbs up all around
switching to their own billing is extremely risky, and i will keep a close eye to see how he does just for my own information. you guys must understand that if anything were to happen he is the type of guy who would pay his affiliates no matter what. so thats a good thing.
ibill, ccbill, etc. all have high fraud scrubs. to be honest though, i have done my own merchant billing myself and it seems worth it at the start, but then it really isn't. the credit card companies have it so they value the consumers word more then they do you, so when you run into problems your kind of screwed. doing your own merchant proccessing is fine and dandy if you have SEVERAL offshore merchant accounts rolling transactions through each one. then you have backup incase you lose an account (which will happen to you once every now and then). chargebacks in this business unfortunatley you can not dispute, even with AVS it is still hard to dispute a chargeback because the card holder did not physically sign for the purchase which is policy of the credit card companies. well its not so much of a policy, but, if you want to dispute a chargeback thats how you would dispute it, by saying look here i have this reciept with his signature on it, he did buy it. then you will be covered. is this a smart move for soul cash, i dont know, i hope so, but my advice is that doing your own merchant proccessing for adult paysites is EXTREMELY rough and should only be done if you have several offshore merchants, you see, in north america you have to keep under 1.5% but offshore you can go up to 3.5% - 4% chargeback rate which is more realistic for the adult business. either way, get set for a rocky road sixnine
