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Talk to an account or financial planner.
A good financial planner can show you how to put your money to work for you and offset the loss you take in taxes. Of course you'll have to pay taxes on that too, but it's more money for you.
My mom does this for other people and makes a pretty good living. She was a teach for years.
In her first two week of December her commission check was just a tad bit over $10k. She's hoping to hit $25k for the month of december. She's making a lot of people a lot of money.
Find someone to help you do the same.
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Spend you some brain.
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