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When you say
"If, however, you are on the Death Penalty List or the chargebacks and credits of your business are partly responsible for putting a PSP over the chargeback and credit ratios of Visa, then you may be toast."
What exactly does that mean? Are they going to be monitering our chargeback ratio or will they only check ours if you, the processing company, are in danger of going over your limit?
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