Who here has their own merchant account? If so, what

Collapse
X
Collapse
 
  • Page of 1
  • Time
  • Show
Clear All
new posts
Previous template Next
  • justsexxx
    Too lazy to set a custom title
    • Aug 2001
    • 13723
    #1

    Who here has their own merchant account? If so, what

    Who here has their own merchant account? If you do, what do you consider the biggest plus? And what is the biggest "issue" compared to 3rd party billing...

    Also what fraud scrubbing do you use?

    Andre
    Questions?

    ICQ: 125184542
    Tags: None
    • MickeyG
      Confirmed User
      • May 2004
      • 4134
      #2
      The biggest plus is not trusting my money to any third party providers like ibill.. Never again.

      And we use netbilling for the gateway and fraud controls.

        Comment

        • justsexxx
          Too lazy to set a custom title
          • Aug 2001
          • 13723
          #3
          Originally posted by MickeyG
          The biggest plus is not trusting my money to any third party providers like ibill.. Never again.

          And we use netbilling for the gateway and fraud controls.
          I see. Thanks for the reply. Also isn't it cheaper for you?
          Questions?

          ICQ: 125184542

            Comment

            • bigdog
              Confirmed User
              • Jul 2001
              • 6964
              #4
              Some adult affilate programs have their own merchant accounts, but they still use 3rd party because it makes the more money it seems.

                Comment

                • justsexxx
                  Too lazy to set a custom title
                  • Aug 2001
                  • 13723
                  #5
                  Originally posted by bigdog
                  Some adult affilate programs have their own merchant accounts, but they still use 3rd party because it makes the more money it seems.
                  Or do they use their own merchant account, with ccbill/epoch gateway/fraud scrubbing?
                  Questions?

                  ICQ: 125184542

                    Comment

                    • Kimmykim
                      bitchslapping zebras!!!!!
                      • Jun 2001
                      • 16015
                      #6
                      Having your own merchant account does not necessarily mean it is cheaper at the end of the day. By the time you factor in customer service, chargeback fees, etc, the percentage is usually around the same as if you were a larger client with an IPSP.

                      However, having your own merchant account does offer you the ability to own your customers. For instance, if you want to leave your bank to go to a new one, you take your own data with you, something that does not happen with an IPSP, unless you specifically negotiated that into your contract, which is rare.

                        Comment

                        • DutchTeenCash
                          I like Dutch Girls
                          • Feb 2003
                          • 21684
                          #7
                          Originally posted by Kimmykim
                          Having your own merchant account does not necessarily mean it is cheaper at the end of the day. By the time you factor in customer service, chargeback fees, etc, the percentage is usually around the same as if you were a larger client with an IPSP.

                          However, having your own merchant account does offer you the ability to own your customers. For instance, if you want to leave your bank to go to a new one, you take your own data with you, something that does not happen with an IPSP, unless you specifically negotiated that into your contract, which is rare.
                          Youll be able to get more data and be more flexible thats a big pro imho. If you had 5k recurring members at Ibill and theyd say sure heres the data everyone could start processing them again.

                          Other then that ccbill with their support etc still does the job for us.

                          ICQ 16 91 547 - SKYPE dutchteencash
                          bob AT dutchteencash DOT com
                          ... did you see our newest Sweet Natural Girl Priscilla (18)?

                            Comment

                            • Fetish
                              Confirmed User
                              • Mar 2005
                              • 823
                              #8
                              We use Netbilling to handle our processing, customer service, phone orders and scrubbing with our own merchant accounts as well and certainly do pay less than 3rd party. We also see much better conversions too and adjust our scrubbing differently for our site groups..

                                Comment

                                • BJ
                                  Confirmed User
                                  • Mar 2002
                                  • 5590
                                  #9
                                  Originally posted by Kimmykim
                                  Having your own merchant account does not necessarily mean it is cheaper at the end of the day. By the time you factor in customer service, chargeback fees, etc, the percentage is usually around the same as if you were a larger client with an IPSP.

                                  However, having your own merchant account does offer you the ability to own your customers. For instance, if you want to leave your bank to go to a new one, you take your own data with you, something that does not happen with an IPSP, unless you specifically negotiated that into your contract, which is rare.
                                  yep, Ive switched between merchant accounts 4 times so far. Biggest advantage by far.

                                    Comment

                                    • Drake
                                      Hello world!
                                      • Mar 2003
                                      • 12508
                                      #10
                                      Originally posted by MickeyG
                                      The biggest plus is not trusting my money to any third party providers like ibill.. Never again.

                                      And we use netbilling for the gateway and fraud controls.
                                      Mickey, why do so many sites that have a merchant account still use third party processors as primary rather than their merchant account? For example I think you guys do.

                                        Comment

                                        • NETbilling
                                          Confirmed User
                                          • Jan 2002
                                          • 8598
                                          #11
                                          Originally posted by justsexxx
                                          Who here has their own merchant account? If you do, what do you consider the biggest plus? And what is the biggest "issue" compared to 3rd party billing...

                                          Also what fraud scrubbing do you use?

                                          Andre
                                          Hi,

                                          Let me know if I am can answer any questions for you regarding our services.

                                          Mitch


                                          Mitch Farber
                                          CEO - NETbilling, Inc.
                                          Email / Phone: 888-357-8166 / 661-252-2456
                                          Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                                            Comment

                                            Previous template Next
                                            Working...