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"Scrub".. sounds like a big evil thing, yet it's no rocket science
1. Country negative lists. Epoch blocks more countries than CCBill (i think). Check amounts of countries such as Brazil, Argentina, Costa Rica, New Zealand etc. in both your Epoch & CCBill logs. CCbill is more laid back on these countries.
2. Matching bank country vs. IP country vs. entered country/address. Not sure what CCbill or others do in specific, but you can setup different combinations for different regions or even countries or card types. E.e.
"All Visa transactions from Australia must match country info" (ip country hahahaha bank country hahahaha entered country info), otherwise a decline is issued.
9 out of 10 declines are "not enough funds" declines, so get over this scrub bullshit. People don't have enough cash in their cards that's why declines happen. The rest is a 2-5% difference in volume that might get back to you in refund & CB charges later.
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