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HMS

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#1

Humboldt Merchant Services - Volume Available

11-16-2005, 11:16 AM

We again have a brief opening in our adult portfolio.

I have room for 5 accounts at $100K each. Must meet the following:

USA Business only
In business for 2 years
Current CB's Under 1%
Currently doing $100K or more in processing (3rd party ok)

If you can meet these your rates will be as follows:

Discount Rate 3.00% (+1.75% Non Qualified for all Visa transactions)
Transaction fee $0.35 (including AVS)
Statement Fee $10.00
High Risk Registration / Activation fees $2999
(reserve 10% build to $50,000. No upfront reserve)

We can work with a large number of gateways including:
NetBilling (preferred)
DHD Media (preferred)
CyberSource
Jettis
and several more...

If interested please call or email as soon as possible - only room for 5 account then we will agahin be at the maximum we are allowed by Visa/MasterCard

Steve Kimberling, AVP
Humboldr Merchant Services
877-635-3339
[email protected]
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AlienQ - BANNED FOR LIFE

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#2

11-16-2005, 11:18 AM

Humm....

Good luck with that.

85% of GFY does under 10K a month.

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HMS

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#3

11-16-2005, 11:19 AM

hummm????

Any Q's I can answer for you

Steve
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AlienQ - BANNED FOR LIFE

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#4

11-16-2005, 11:20 AM

Ya want em processing $100K a mo. Minimum to qualify?

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AdultEUhost

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#5

11-16-2005, 11:25 AM

100K per week, month, year?

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HMS

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#6

11-16-2005, 11:27 AM

Yes we do. At risk of sounding like a compete ASS - our management and underwriters only want account they feel will be around for the long haul. You know how bankers think - the more money you make the better off we are.

Due to monitoring requirements by V/MC where we have to view each site on a regularly basis - taking ona bunch of websites who do small volume increases staff requirements on our side. We want larger volume accounts tokeep monitoring to a much lower level.

The last opnening we had was for 5 @ $100K each and I had it filled in 48 hours.
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HMS

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#7

11-16-2005, 11:27 AM

Apologies = $100K per month
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AlienQ - BANNED FOR LIFE

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#8

11-16-2005, 11:32 AM

Well HMS ya most likely wont find them here.

Like I said 85% of GFY's posters are doing less than 5K-10K a month and most of them are not even processing. However not all is lost.

They might run around and spot/link this thread to someone that knows what they are doing.

Good luck.

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scoreman

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#9

11-16-2005, 11:44 AM

Steve, I havent gotten much of an answer from a few different folks I have asked, so let me ask you. What are the parameters that VISA uses to determine if a transaction is qualified or nonqualified? We see the breakdown in our statements from HMS and in looking over the info the consumer provided, it looks very arbitrary as to what is Q and what is NQ.
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HMS

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#10

11-16-2005, 12:02 PM

Originally posted by scoreman

Steve, I havent gotten much of an answer from a few different folks I have asked, so let me ask you. What are the parameters that VISA uses to determine if a transaction is qualified or nonqualified? We see the breakdown in our statements from HMS and in looking over the info the consumer provided, it looks very arbitrary as to what is Q and what is NQ.

If your accountis classified as 5967 (High Risk - membership) Visa says they will NQ all transactions while MasterCard is not yet doing that. For non-5967 account there are many things that can cause a transaction to go NQ. examples:

card type - govt / corp / foreign cards will usually go NQ
some "rewards" cards will also fall into this category.

If your batch is not closed for 48 hours all trasactions in the batch will downgrade.

If you would like I would be happy to have someone on my end look at your statement and see what we can come up with.

Steve
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HMS

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#11

11-16-2005, 12:03 PM

2 left - thank you everyone for the quick response. 3 down 2 to go.
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Kimmykim

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#12

11-16-2005, 12:27 PM

So your Visa rate isn't 3, its 4.75, basically.
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Jace

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#13

11-16-2005, 12:30 PM

Originally posted by AlienQ

Well HMS ya most likely wont find them here.

Like I said 85% of GFY's posters are doing less than 5K-10K a month and most of them are not even processing. However not all is lost.

They might run around and spot/link this thread to someone that knows what they are doing.

Good luck.

you would be suprised the amount of readers GFY has dude....not everyone posts man, lots of people just read and never post once
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HMS

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#14

11-16-2005, 02:48 PM

Originally posted by Kimmykim

So your Visa rate isn't 3, its 4.75, basically.

Effectively that is correct. HMS still sets the rate at 3.00%, but because Visa chooses to penalize adult merchant more than MasterCard does (at least at this time) Visa requires that we classify all their transactions as downgraded to NON Qual.

That is why I disclose the downgrade in advance so merchants are aware. I do not want merchants, adult or otherwise, to have surprises after the fact.

Steve
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HMS

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#15

11-16-2005, 02:50 PM

Originally posted by AlienQ

Well HMS ya most likely wont find them here.

Like I said 85% of GFY's posters are doing less than 5K-10K a month and most of them are not even processing. However not all is lost.

They might run around and spot/link this thread to someone that knows what they are doing.

Good luck.

Signed 3 today from GFYers due to thsi post. There are a lot of major players that hit this board. I have clients doing hundred of thousand to millions that are on this board all the time.

Do you process more than 100K ?? if solet me know you may want one of the two remaining accounts I have available
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#16

11-16-2005, 02:56 PM

Originally posted by HMS

Signed 3 today from GFYers due to thsi post. There are a lot of major players that hit this board. I have clients doing hundred of thousand to millions that are on this board all the time.

Do you process more than 100K ?? if solet me know you may want one of the two remaining accounts I have available

i think you'd be lucky to find that he does 100 dollars a month.

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#17

11-16-2005, 03:01 PM

Originally posted by AlienQ

Humm....

Good luck with that.

85% of GFY does under 10K a month.

The Q man is right , you start doing around 10k ( I hit between 8-9 comfortably) let me know and Im on it. I should of done that when I first started.
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#18

11-16-2005, 03:04 PM

Originally posted by tony404

The Q man is right , you start doing around 10k ( I hit between 8-9 comfortably) let me know and Im on it. I should of done that when I first started.

I dont think hes asking 85% of gfy.

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tony286

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#19

11-16-2005, 03:06 PM

Originally posted by leedsfan

I dont think hes asking 85% of gfy.

I know I thought maybe he would have take pity moment lol
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HMS

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#20

11-22-2005, 06:46 AM

Hey there folks - thanks again for the quick responses. Our underwriters did decline 2 account for excessive CB's and a few other "issues". This means I have 2 slots open if anyone is still looking for a direct merchant account. Pricing and requirements listed in original post.

Thanks

Steve
HMS
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