I fucked up this year!

**Babagirls** · 11-05-2005, 02:02 PM

always invest and then use the extra to spend.

i have 2 stocks that i invest in monthly (my own little retirement fund) and then i save money for tax season. everything else, i spend lol not to say thats smart to do but fuck it, im young, no kids, im allowed to be selfish right now

**Sly** · 11-05-2005, 02:06 PM

That is one of the reasons I like buying things on credit. I know everyone always says "don't buy on credit, you'll pay more!" Which is true, but I'm fine with that. I'd rather pay an extra 10-15% for something than have to drop a huge load of cash all at once, which obviously ties my hands from investing or emergencies. I can make back my 10-15% by investing more money into my business without too much trouble.

You probably should have leased a car instead of buying, or at least went the loan route.

**slapass** · 11-05-2005, 02:17 PM

Originally posted by Sly

That is one of the reasons I like buying things on credit. I know everyone always says "don't buy on credit, you'll pay more!" Which is true, but I'm fine with that. I'd rather pay an extra 10-15% for something than have to drop a huge load of cash all at once, which obviously ties my hands from investing or emergencies. I can make back my 10-15% by investing more money into my business without too much trouble.

You probably should have leased a car instead of buying, or at least went the loan route.

Honestly, it was more Europe, Cancun twice and Brazil a few times. But yeah buying a nice car was sort of dumb. No way to recoup that cash.

**Sly** · 11-05-2005, 02:25 PM

Holy shit, you went all out! Haha. Hope you had a good time anyway.

**Libertine** · 11-05-2005, 02:28 PM

Same here. I was planning to save loads of money, but instead I spent way more than I saved.

**WiredGuy** · 11-05-2005, 02:34 PM

Wanna sell your SEO stuff?

WG

**Sosa** · 11-05-2005, 02:38 PM

Originally posted by WiredGuy

Wanna sell your SEO stuff?

WG

back off

**slapass** · 11-05-2005, 04:10 PM

WG,
Not selling a thing but i still think we should go halves on that deal.

It was a great year. But I look at guys that own big programs or sites and my income is not as stable as theirs. I probably will not get 10 years of big cash out of my setup. I need to go less wild and save some cash in the mean time.

**BlackCrayon** · 11-05-2005, 04:51 PM

be thankful you have the skill to make the kind of money you are. i wish i could master seo. i wouldn't worry about wasting what you already have but have some kind of plan set up to put away X percentage of your income for savings/retirement/whatever.

**pornguy** · 11-05-2005, 05:12 PM

We go by the 10% program.

If we buy something, A car, a house, go on vacation what ever, we also put 10% of that item or trip cost into a savings account. That way, we have the cash if we ever need it.

I fucked up this year!

I fucked up this year!

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