Anna_O - not bad but Id think that you would want to have a little more "exciting" text to draw the surfers into the site - kinda bland right now (sort of like as an after thought - you might wanna go check this site)
I would also get rid of the exit link to Google - just a traffic leak and none of the large LLs require an exit
As far as templates, I was talking with another LL owner about this because of another program that was using one template - and we both agreed that we would drop using their HFS's as it isn't creating sales - surfers will recognize it immediately - and the advertising will be "background noise" after the first time they see that template - and again - a lot of the larger LL's will use one HFS and then not use the rest if they are all the same template.
Its pretty easy to create templates - especially if you stay away from the graphics approach - free sites shouldnt have the graphics that have been associated with hosted galleries - they are real simple and text driven - we are getting to the point that we decline free sites if they go overboard with graphics - it doesnt sell and its a waste of time.
If you need some extra info I wrote an article that was picked up in Klixxx magazine some time ago for paysite owners about hosted free sites - I think they have it listed as a web tip now #75 or hit me up and Ill give you a link as I dont think it would be appropriate to post it here
