Quote:
|
Originally Posted by GatorB
BULLSHIT. Try DOUBLE that at least. And that's for a $500 deductable and I'd still have to pay 20%. Hell it costs me $96 a month to cover my 10 year old who is healthy as a horse with a $500 deductable through blue cross and I'm still pay 20%. If my kid doesn't get $2000 worth of sick each year I'm losing money on this deal. Of course if I didnt have insurance the doctors wouldn't see him at all.
One would assume that people that can't afford health insurance do not have car insurance.
|
First, in all but a couple states in the union, driving without insurance is a Felony. So your comment is invalid.
You state your child is as healthy as a horse. Why is he on a $500 deductible? This is throwing money out the window.
Your math is also fucked up. You state you pay $96 a month (12 * $96 = $1152) + a $500 deductible = $1652.
You do realize that if you moved him to a $2500 deductible, the premium would go to $40 a month ($480 a year).
This is all insurance 101, but feel free to complain more, while throwing more money out the window.
Now factor a 5% or 10% increase in Federal Taxes to pay for socialized medicine. Which will cost you more money? $500 a year on an insurance policy, or $xxxxxx dollars in taxes.
And so my cards are on the table I have a $5000 deductible catastrophic policy that I have had for 7+ years ($30 a month). Do you see the cost savings on this for someone who, as you say, "Is Healthy As A Horse"? Unfortunately people who live in countries with socialized medicine no not have this CHOICE (to not pay the taxes and pay their own way).
Unfortunately in this country, we spend far too much time bitching about things and looking for Mommy to help us, than educating people on how to money manage, and maintain their own lives...
-dd