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Old 09-05-2005, 10:53 AM  
Michael O
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Join Date: Jul 2001
Location: Nakhom Nowhere
Posts: 10,607
Quote:
Originally Posted by greenlab
This is like a hidden charge they have...it;s negociated with their issuing bank to post lower exchange rates, so they can get some pretty good $$$ on that.
Imagine 2-3% of millions of $$$/month.
They claim that "it's not us, it depends on the bank that you are using", however i make a test :
i have several cards issued by forign banks : 1 from US, 1 from St. Vincent, 1 from Canada and one from Netherland Antiles (Epassporte). All are drawn on USD.
I made onde widtrawal in local curency from each card, in the same ammount, same bank, same time (1 min differece). 3 Days latter, i checked the online statement for all the cards. Epassporte was the worst exchange rate i got, with a difference of arround 2-3% from the other cards.
So, it's not necesarely the aquiring bank fault, it's mainly epassporte that is ranking tens of thousents of $$$ from the bad exchange rate.
After all, they have to make a living
I compared the rates aswell.
I get the exact same rate as if I had went into the bank with cash and exchanged it.
I think this issue have been up before and ePassporte said its the bank where you withdraw that sets the rate.
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