Originally Posted by FunForOne

Sorry, you couldn't be more wrong. I retired from the Health Insurance Industry a couple of years ago. I owned an agency that sold and consulted companies on their group insurance. I know what I'm talking about on this one.

This is a good example of an ideologe calling someone with real world experience a dumbass for explaining something to them. I could tell you the magic potion to make gold and you would disagree because you are weak minded.


Here is your statment:
""""""""Ummm sorry genius but your health insurance doesn't cost more because poor people use the ER for medical attention. The insurance companies don't have to foot the bill for that, the government does. You pay for it with higher taxes.""""""""""""""""""""


You dont understand how the world works.

Here is a quick lesson, this one is free.

People go into the emergency room to get treated.
They never had any intention of paying the bills
The hospital/doctors lose money on that person.
The hosptial/doctors respond by raising the price of the care
The insurance companies have to pay more fo their clients to recieve care
The insruance companies have to raise the premium on all clients to pay.



Here are two real world examples:

1)
One guy looked in my face and told me that he didn't need insurance because he went to the emergency room with a back problem and they sent him a $5,000 bill, he called them and told them he couldn't pay and he ignored collections. I looked him in the face and told him, dont worry, I'm paying it for you.

2)
A young couple around 25-years old with two small kids. The wife explained to me that she couldn't afford the $120 a month for her portion of the company health insurance plan. She explained that her budget was already tight with two $350 / month car payments and a $800 / month house payment.