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Originally Posted by FunForOne
There are many reasons why health insurance costs so much, but one of the main reasons is that those people that "choose" to not afford health insurance use the emergency room for situations where a doctors appointment would be ok.
They just know that they can get free medicine by going to the ER instead of having to pay for it at the drug store. The cost is passed on to me.
The main reason is an over litigious society, but thats a different story.
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Ummm sorry genius but your health insurance doesn't cost more because poor people use the ER for medical attention. The insurance companies don't have to foot the bill for that, the government does. You pay for it with higher taxes.
Also, there are indeed over 40 million people in this country without healthcare, either because their employer doesn't offer it or they can't afford it. You can live in your fairy tale Ronald Reagan world where people on welfare drive caddilac's or you can live in the real world where there are lots of people who can't afford healthcare.
Universal care would be MUCH cheaper because those people wouldn't have to go to the emergency room when they had a stroke, they'd be able to see a doctor and get blood pressure medication and never have a stoke.
We're paying for their healthcare already, it would be much cheaper to pay for it via a universal system than the way things currently are.
Hell, just taking the HMO profits out of the healthcare system would save us tens of billions per year.