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Not necessarily true. People can be born into money and work for others... or win a substantial amount of money and keep their job. I know quite a few people who are well-off and keep their jobs just to have something to do.
You can make investments. You can do all sorts of things to flip your money... however, if you live paycheck to paycheck and your job is limited as far as advances, chances are you'll never be rich
Wasn't it Chris Rock who said "(insert athlete's name) is rich, but the guy who signs his check is wealthy" ...?
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