Credit Card Recommendations..

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  • Magg
    Confirmed User
    • Feb 2004
    • 4467
    #1

    Credit Card Recommendations..

    I've never used/had a credit card before - All Ive ever needed is a debit card compatible with visa/mastercard, I think its time I start building my credit so I have some opportunities for some other things.

    Supposedly the credit Ive received from paying off the mortgage on 5 of my houses within a year isnt the appropriate type of credit that will get me good financing on something Id rather pay out over time.

    So, time to build my credit rating (atleast the kind that is needed) - what card do you suggest? Low rate? Intro rate that lasts atleast a year preferably...
    Tags: None
    • B40
      Confirmed User
      • Jul 2001
      • 7020
      #2
      Rate doesn't matter if you're paying off your card in full each time...

      I'd go for a cash back card...

        Comment

        • fr8
          Confirmed User
          • Mar 2003
          • 5074
          #3
          Do Discover or American Express's Blue card. They both offere money back.
          █ joesmut (a) gmail Dot com
          █ Full Stack Developer

            Comment

            • DrewKole
              Confirmed User
              • Jul 2001
              • 5193
              #4
              Get open credit cards.

              Gas Cards, Amex, etc.

              Anything that requires you to pay off monthly is good... =)

              You want something more than just an intro rate, or low starting rate... As, how long you've had the card, will bump up your credit rating.

              And, if you're like me, any revolving debt, you transfer to the lowest card at the time, rinse repeat.

                Comment

                • Magg
                  Confirmed User
                  • Feb 2004
                  • 4467
                  #5
                  Any type of card which is better for my credit? Will build it faster?

                  I should probably ask my accountant, but ill do that tomorrow - what else you guys got for me tonight?

                    Comment

                    • DrewKole
                      Confirmed User
                      • Jul 2001
                      • 5193
                      #6
                      open 2-3 gas cards...

                      Those are generally considered convienence cards, and not debt driven.

                      They will help you as much as any other card.... and if you dont need them for debt.... no point in getting a real credit card.

                        Comment

                        • Magg
                          Confirmed User
                          • Feb 2004
                          • 4467
                          #7
                          wtf is a gas card? I have a pretty good idea what its used for...

                          Where can I get one?

                          Im looking at AMEX Blue right now

                            Comment

                            • toddler
                              Confirmed User
                              • Jun 2002
                              • 1911
                              #8
                              Originally posted by Magg
                              wtf is a gas card? I have a pretty good idea what its used for...

                              Where can I get one?

                              Im looking at AMEX Blue right now
                              wsa thinking of getting one of those myself, though my credit is not perfect (over 700, but thats job, not credit per se)
                              http://www.flickr.com/photos/zoddler/

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