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The thing with boats is this. If you live in a place like South Florida where you can dock your boat behind your house (assuming you live on the intracoastal) or at a nearby marina you'll get to use it a lot. Even then, most guys I've known that got into larger boats end up wanting out after a few months because of everything that's involved in keeping a big boat like that maintained and they gradually end up going out less and less each month.
If you won't be able to keep it close to home, then don't bother. You'll never end up using it enough to justify the costs and hassles.
Much better thing is to join a boating club where you just show up and can take out any of the club's boats and don't have any of the headaches to deal with. Or even better make friends with people that have boats and you can go out on theirs.
Its an expensive hobby too. One friend of mine was spending $6,000 a month just for his docking fees at a local yacht club.
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