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Old 06-06-2002, 04:17 PM  
Kimmykim
bitchslapping zebras!!!!!
 
Industry Role:
Join Date: Jun 2001
Location: In a shack by the beach
Posts: 16,015
OK I think I've sorted thru the rest, except for some long shit that was way too ranty for the topic and I'll comment a little bit more --

First off, if you used a processor, the card numbers don't float around anywhere. The only person that has them is the person that processed them. That's a Visa regulation and is therefore not an issue.

Second off, if the submitters are paying a recurring billing, it's got to be at least 2.95 a month or you won't get processors to touch it, since no one is going to go in the hole doing this. If you need the math on this let me know.

Third -- and very important here IF you had a processor manage it -- there would have to be a web site -- even if it's only one page and a join page -- that CLEARLY spells out the terms and conditions of what's being sold. Meaning that whatever rules were going to be enforced, would have to be clearly stated on the terms. The sites that were participating would also have to be clearly stated on the terms. There would also need to be some disclaimer about the sites keeping their own specific rules for actually being listed, etc. since that wouldn't be part of the blacklisting, just being turned down, as I understand it.

As to who got the money, that's an accounting issue, and I'd imagine there would be some division of it, though it wouldn't be a processing issue, since we'd simply cut the check(s) as directed by the person who started the account.

On the topic of just how someone would be blacklisted, well, some processors, specifically us, do not use a negative database per se -- while we do keep a db of bans for processing, they are not built around card number, so they do work. Site owners can request that certain subscribers be banned from charging anything else at their sites and we honor those requests.

Once again, if someone doesn't have five bucks to prove they are in business, they probably shouldn't be in business. I'd suggest that if this were done, Paypal, US checks, maybe even a Web900 type payment be utilized as options, that should pretty much cover everyone. Otherwise I'm sure that mailing in a money order for X months pre-pay would work too.

Last but not least, if the Hun, or anyone he partners with, decide to do this, if they've got the clout to get people to comply, more power to them. This is a business, not a freaking charity ward. If you don't like the idea, don't pay, don't submit... same thing with sponsors, if you don't like them, don't use them...
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