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It's a Visa regulation and it's not specific to CCBill. You and your business are supposed to be located in the Visa region that you're processing from. Since Canada is it's own processing region and Canadian banks are reluctant to process high risk transactions, we get the short end of the stick.
Email me at psyko514(a)gmail.com and you'll give you more details. Too lazy to type em all out now.
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