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					Originally Posted by MsCheyenne
					
				 
				Why would ccbill or paycom decline a credit card that someone else would accept? 
 
Cheyenne 
			
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if it's in the paycom/ccbill negative database, they would decline the transaction but you can still try it again.......
my  

  is that if it's in the negative database at paycom/ccbill you don't want the join......