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My CB+Refund ratio is generally low, actually 0% in March and April. But I see tons of declines and rebill fails lately. Most of declined people could join via CCbill in the past. Sometimes my backup processor brings twice signups than the primary processor CCbill.
I also think that people in some areas cannot see the signup forms sometimes, because I track all clicks to join buttons, some guys click the same button several times with 1-2 minutes intervals.
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