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We use MVC and CCBILL for processing. Friday we kicked in our own Merchant account.
MVC will bring in 8 times the money on the content than on the paysite, they do scrup a bit hard and the site seems a bit harder to use. These orders we direct to CCBILL where they usually go through.
On the paysite 90% of the business goes to CCBILL, as soon as we put CCBILL up our ratios leapt because the paying surfer knows them. We get very little refused and never send them anywhere if they are.
The new merchant account will be interesting, it's with our Czech bank, we will scrub the order to see who is buying what, if it's suspect we will contact the buyer, and we will offer a discount for using it.
Payment to us is immediate, very low %, no hold back.
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