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Originally Posted by xenigo
Good fucking bye ACH. That damn thing was a big neon sign to surfers that said "rape me". Oh, and I got billed for all the joins that were NSF. 
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I guess you're talking about Electracash. They charge fees on ALL charges, including NSF... and their scrubbing is the worse ever. (it's good for them)
So basically they have no scrubbing and charge you on 40% of NSF.
Achbill is way better. Only take fees on valid charges.