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I had my first baby one month before my 21st birthday, and by the time I was 28 I had 3. Looking back, I think I was too young; it was a huge financial struggle. It's all good now though and my hubby and I stuck it out together. I wouldn't trade my children for anything and obviously those experiences made me the person I am today, but if I had it to do all over again I'd probably wait until I was about 25+, finish college first.
The one great thing is, by the time my husband and I are 45 the baby will be 18 and off to college. We call it our Freedom 45 Plan ;)
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