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Royal Bank USD Credit Cards, they only come in Gold so you'd need to apply for at least $5k credit. Annual cost of $60/year USD but it does include a lot of insurance packages. The gold program also includes their rewards program, $1 spent = 1 point and you can cash out for tons of stuff from their online and catalogs including trips, merchandise and even RRSP contributions.
WG
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I play with Google.
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