is there a way to do this ?
if so what is usually the rate for it and whats the max % of your original money u can get a loan ?
if so what is usually the rate for it and whats the max % of your original money u can get a loan ?
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boro en harfa chei -
Yes you can go to a bank and get a secured loan, where the loan amount is secured by a deposited amount that you can not touch. Typically they will put the deposited amount in a short term CD or one of the length of the loan. Works very well when one wishes to build up credit.
Forgot, rates are generally typical to the good credit rates, and you can ussually get one for at least 100% of the secured amount.Last edited by After Shock Media; 03-16-2005, 01:18 PM. -
called a secured loanComment
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any idea how much the rates are ?Originally posted by Lord of the fungiboro en harfa cheiComment
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If you have money, why would you need a loan? The whole concept doesn't make sense...Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000
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sometimes you want to show everybody that you took a loan, you'll be telling them how hard it's to pay % on this loan and other shit
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On occassion people who either have no credit or are fixing their credit who do have cash can use this option to build up their credit scores.Originally posted by woj
Current rates I would not know, since I have not gotten a loan on sometime.Comment
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A secured loan/line of credit would be around 70% of what is being held as collateral, then your interest rate should be at prime, or with the right relationsip, even prime less the CD yield.Go Fuck Yourselves!Comment
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makes senseOriginally posted by Lord of the fungi
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Yes you can. Secured short term CD (depending on loan type).
Some people do this not only for credit reasons, but also so they still have some capital to claim. If you have $20k in 'trust' for a loan, you still essentially HAVE $20k. If you spend it, you don't.
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