A tornado touched down in my neighborhood last night

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  • m00d
    So Fucking Banned
    • May 2002
    • 3129

    #1

    A tornado touched down in my neighborhood last night

    My house sustained 8k damage minimum. I need a new roof and an oak tree 3' diameter at the base took out a 20-25' section of my fence. All my patio furniture was in the pool along with limbs and debris. My deck ceiling fan is ripped to shit and my yard is full oftwigs, sticks, leaves, debris and roofing shingles. My greenhouse is bowed inward on the sides due to pressure I guess.

    Insurance adjuster coming in the next 48 hours...
  • jm_247live
    Confirmed User
    • Feb 2004
    • 1536

    #2
    Sorry to hear that hope everything turns out ok

    ICQ 280987151 [email protected]

    Comment

    • brizzad
      holla
      • Jul 2003
      • 11769

      #3
      that sucks

      Comment

      • m00d
        So Fucking Banned
        • May 2002
        • 3129

        #4
        I've never made a homeowner's insurance claim before. I wonder if there are any tips I should know..

        Comment

        • HS-Trixxxia
          Confirmed User
          • Mar 2002
          • 2946

          #5
          Wow, thank goodness your family & yourself are alright. Material things can always be replaced whereas a life cannot.

          ~~~~~~~~~~~~~~~~~~
          Patrizia
          COO - MassiveDollars
          Email: patrizia at MassiveDollars dot com
          ICQ: 465.826.441 Yahoo: trixxxia_me MSN: trixxxia at hotmail dot com

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          • m00d
            So Fucking Banned
            • May 2002
            • 3129

            #6
            Originally posted by jm_247live
            Sorry to hear that hope everything turns out ok
            thanks, living through a new roofing is not pleasant with 4 barking dogs and banging hammers overhead..trying to work at home is impossible. My last house had the roof replaced, it was hell on earth for a week. The roofing fuckers left bits of shingle, roofing tacks and cigarette butts all over my yard. What a pain to clena all that from the lawn and landscaping..I dread it.

            the roof was only 5 years old..oh well..im just glad no one was hurt..but it did scare the bejesus out of me..I got everyone into an interior hallway ..
            Last edited by m00d; 05-31-2004, 03:44 PM.

            Comment

            • studio
              Confirmed User
              • Feb 2004
              • 1095

              #7
              don't be in a big hurry to settle... Once you settle you don't want to find things you missed... Good luck... Glad your all right! Stuff can be fixed... Can't get another you

              Comment

              • wyldblyss
                Confirmed User
                • Nov 2003
                • 5779

                #8
                With all the damage, I still consider you to be a very lucky person!

                Comment

                • schiz
                  Confirmed User
                  • Nov 2002
                  • 1103

                  #9
                  Where are you at? I'm in central IL. We have storms blow by all the time. My city is in a valley and everything goes right around us. We haven't had one in city limits in over 40 years.

                  Sorry to hear about your house

                  Comment

                  • freeadultcontent
                    Confirmed User
                    • Oct 2002
                    • 9976

                    #10
                    Originally posted by m00d
                    I've never made a homeowner's insurance claim before. I wonder if there are any tips I should know..
                    Yeah friggen insist they put you up in a hotel while the roofing repairs go on or you will go insane.

                    Do not just take their offer make sure they have more than one contractor look everything over.

                    READ EVERYTHING TWICE AT LEAST.

                    Exclusive Ethnic & Microniche Sites

                    Comment

                    • Sosa
                      In Tushy Land
                      • Oct 2002
                      • 40149

                      #11
                      hope everything works out and insurance will cover it all.

                      Comment

                      • 69pornlinks
                        Confirmed User
                        • Mar 2003
                        • 5560

                        #12
                        mother nature shows no mercy, good thing you and your family safe that's all that matters
                        It IS what it IS

                        Comment

                        • Goose
                          Confirmed User
                          • Mar 2004
                          • 5725

                          #13
                          gimme pics, joana gimme pics...
                          ICQ: 52410619

                          Comment

                          • crockett
                            in a van by the river
                            • May 2003
                            • 76818

                            #14
                            Originally posted by Goose
                            gimme pics, joana gimme pics...
                            I second that
                            In November, you can vote for America's next president or its first dictator.

                            Comment

                            • Aquarius
                              Confirmed User
                              • May 2004
                              • 4754

                              #15
                              That sucks, sorry to hear that.

                              Comment

                              • m00d
                                So Fucking Banned
                                • May 2002
                                • 3129

                                #16
                                pics will be available shortly
                                you guys can see my fancy new underwater dining area

                                Comment

                                • Face (o_0)
                                  So Fucking Banned
                                  • May 2004
                                  • 2617

                                  #17
                                  no pics?

                                  Comment

                                  • SoundMan
                                    So Fucking Banned
                                    • Nov 2003
                                    • 3471

                                    #18
                                    Originally posted by m00d
                                    I've never made a homeowner's insurance claim before. I wonder if there are any tips I should know..
                                    I was an adjuster for a while.

                                    Make a "contents" list if any personal items were damaged.
                                    Point out all damage you know of, the adjuster may miss things if he/she is in a hurry.

                                    If your roof was fairly new point out the year/type of shingle.

                                    Also do an entire walk through of your property, even if your fence or mailbox is dinged it can be replaced.

                                    Take pictures of items that may not show up a week later.

                                    there is a ton more , those are a few basics.

                                    Also be nice to the adjuster..

                                    Comment

                                    • Illicit
                                      wtf ?
                                      • Dec 2003
                                      • 11895

                                      #19
                                      as long as only material objects were damaged, and people were ok, your lucky
                                      Insert Sig Here

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