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It's sorta like pre screening your phone calls. You only pick the phone up when you know the person on the other end is someone you want to speak to.
With scrubbing it's just like that. They wont just accept any phone call (payment). They only accept the ones they believe to be 100% without a doubt valid. This isn't a bad thing however sometimes they go way overboard with it. Atleast I know CCBill does.
Hope that helps...
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