Originally Posted by SleazyDream

i was a life insurance broker for years.

if you smoke pot daily - all that happens to your mortality rates is you experience the same life span as any other smoker of cigs. no biggie

if you did cocain ONCE in the last seven years - you're uninsurable.
I was able to insure parachute jumpers at an increased premium, but if a hint or trace of coke came up in your blood test you were denied totally.

That's the statistical risk of just snorting one line of coke and what it does to your projected your life span. it's not saying HOW you would die if you do coke - it is like saying you will die sooner by smoking cigerettes - but it's a LOT sooner with coke - so much so that insurance companies won't underwrite the risk yet don't have a problem with pot cause they see and study the mortality stats. Death comes at a much higher rate for coke users whether it be medical or situational - and that's just some actual facts on what the life expextency is of people who use cocain taken over time from users from all life styles as looked at by insurance companies that only give a shit about the mortality tables for their profitability.