You need to clarify successful a bit more, 20yo in school will have no cash, those that arent in school and working might have 5-10K saved up, and finding one thats in school and working, and not simply working to pay for school, is the rarest find.
Again, you need to clarify successful, I mean a kid earning good grades and setting himself up for a career would be successful, but would have no cash, likewise a kid with 5-10K in the bank, but no real career prospects or room for advancement making $3-5K/mo now isnt successful, because charting out the next 5-10 years of their life its obvious who would end up on top. (All things being equal of course).
It's completely relative.
