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Originally Posted by BradM
Most kids in my college don't have $5 from my conversations with them. So far I am the only one that has really anything- but I consider myself not part of the average group.
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Yep. Your average 20yo has nothing, and doesn't have credit cards either. Some may be working their way through college so they only have enough to pay for the next semester so that will be gone soon enough. A fairly successful 20yo, such as the ones in this biz, could have a shitload.