How often do you cash your checks?

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  • KaLi
    Confirmed User
    • Aug 2003
    • 4371

    #1

    How often do you cash your checks?

    LOL, Honestly I get lazy. I wait until I have about 5 checks sitting there, then I say "damn I should really cash these.." So I usually go once a week if I'm not too lazy to drive down to the bank.

    icq:160-417-630
  • kmanrox
    aka K-Man
    • Oct 2001
    • 29295

    #2
    i only accept wires... its easier to manage as myself, and my banks are all over the world.
    Crypto HODLr
    Crypto mining
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    • Xplicit
      Confirmed User
      • May 2003
      • 3558

      #3
      Usually within a couple days.

      LOL why the hell am I answering this? Who cares

      Comment

      • psyko514
        See sig. Join Epic Cash.
        • Oct 2002
        • 22366

        #4
        I have to mail them in, so I do that once I have 3-5 checks sitting around. The only time I'll mail one check is if it's really big.

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        • Jimbo
          Confirmed User
          • Oct 2001
          • 3989

          #5
          like once every two weeks, I'm pretty lazy on that
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          • pornstar2pac
            Omaha Hi/Lo
            • Nov 2003
            • 17380

            #6
            Originally posted by KaLi
            LOL, Honestly I get lazy. I wait until I have about 5 checks sitting there, then I say "damn I should really cash these.." So I usually go once a week if I'm not too lazy to drive down to the bank.


            I go right to the check cashing place when I get my checks. then to the liquor store for my 40oz. King Kobra's
            Trump haters gonna hate. that's all they can do

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            • KaLi
              Confirmed User
              • Aug 2003
              • 4371

              #7
              Originally posted by psyko514
              I have to mail them in, so I do that once I have 3-5 checks sitting around. The only time I'll mail one check is if it's really big.
              Yeah, if the check is over around $600, I will probably make the run. But if I have like a bunch of checks for only a few bills, Ill just wait.

              icq:160-417-630

              Comment

              • KaLi
                Confirmed User
                • Aug 2003
                • 4371

                #8
                Originally posted by pornstar2pac
                I go right to the check cashing place when I get my checks. then to the liquor store for my 40oz. King Kobra's
                You only make enough for a 40? lol jk...

                icq:160-417-630

                Comment

                • icu33774
                  Confirmed User
                  • Jul 2003
                  • 1573

                  #9
                  Originally posted by psyko514
                  I have to mail them in, so I do that once I have 3-5 checks sitting around. The only time I'll mail one check is if it's really big.
                  Why do you have to mail them in?
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                  • DreamCumTrue
                    Confirmed User
                    • Nov 2003
                    • 2985

                    #10
                    once a week

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                    • KaLi
                      Confirmed User
                      • Aug 2003
                      • 4371

                      #11
                      Originally posted by icu33774
                      Why do you have to mail them in?
                      Was wondering that too..

                      icq:160-417-630

                      Comment

                      • KaLi
                        Confirmed User
                        • Aug 2003
                        • 4371

                        #12
                        Originally posted by Xplicit
                        Usually within a couple days.

                        LOL why the hell am I answering this? Who cares
                        Doesnt really matter, just interesting to know how many people have the same routine as you. lol...

                        icq:160-417-630

                        Comment

                        • pornstar2pac
                          Omaha Hi/Lo
                          • Nov 2003
                          • 17380

                          #13
                          Originally posted by KaLi
                          You only make enough for a 40? lol jk...



                          yes, about 13 checks a day...so 13 40oz. King kobra's are chillin in the fridge
                          Trump haters gonna hate. that's all they can do

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                          • psyko514
                            See sig. Join Epic Cash.
                            • Oct 2002
                            • 22366

                            #14
                            i'm a Canadian. i have a TD Waterhouse Bank account. it's basically an American bank account, but for Canadian citizens. they don't have a physical presence in Canada, so i gotta mail in my deposits.

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                            • Illicit
                              wtf ?
                              • Dec 2003
                              • 11895

                              #15
                              I go to the po box once every 2 weeks... thats when they get cashed
                              Insert Sig Here

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                              • hydro
                                Confirmed User
                                • Dec 2003
                                • 4216

                                #16
                                as soon as possible, if i dont i lose them

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                                • Jimbo
                                  Confirmed User
                                  • Oct 2001
                                  • 3989

                                  #17
                                  Originally posted by hydro
                                  as soon as possible, if i dont i lose them
                                  CCBILL = void after 180 days.... thats plenty of time!
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                                  • KaLi
                                    Confirmed User
                                    • Aug 2003
                                    • 4371

                                    #18
                                    Originally posted by hydro
                                    as soon as possible, if i dont i lose them
                                    I lost a check one time, that sucked

                                    icq:160-417-630

                                    Comment

                                    • Arousal Design
                                      Confirmed User
                                      • Jun 2002
                                      • 1358

                                      #19
                                      not having to cash checks because of direct deposit, wires, paypal rules.

                                      =)

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                                      • KaLi
                                        Confirmed User
                                        • Aug 2003
                                        • 4371

                                        #20
                                        Originally posted by Arousal Design
                                        not having to cash checks because of direct deposit, wires, paypal rules.

                                        =)
                                        Paypal is stupid. I get scared anytime someone sends me over $100.

                                        icq:160-417-630

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                                        • newsdude
                                          Confirmed User
                                          • Apr 2004
                                          • 1969

                                          #21
                                          As soon as I get them.
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                                          • Rictor
                                            Old Timer
                                            • Jan 2001
                                            • 12208

                                            #22
                                            I send my wife to the bank with a stack of checks once a week.

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                                            • kelly
                                              Confirmed User
                                              • Jul 2002
                                              • 901

                                              #23
                                              Once every 4-6 weeks, but last time I found one from a year ago!
                                              http://www.thehungersite.com

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                                              • gwilkins
                                                Confirmed User
                                                • Feb 2004
                                                • 744

                                                #24
                                                Originally posted by psyko514
                                                i'm a Canadian. i have a TD Waterhouse Bank account. it's basically an American bank account, but for Canadian citizens. they don't have a physical presence in Canada, so i gotta mail in my deposits.
                                                I was thinking of opening a Royal bank Centurion account. It sucks how Canadian banks threaten to hold checks drawn on US banks for 5 weeks
                                                (25 business days not counting weekends)

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                                                • Tuna
                                                  Confirmed User
                                                  • May 2002
                                                  • 1307

                                                  #25
                                                  every two weeks or so


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                                                  • EviLGuY
                                                    So Fucking Banned
                                                    • Apr 2003
                                                    • 12745

                                                    #26
                                                    My gf works near my bank.. I haven't been to the bank myself in a year or so.

                                                    Comment

                                                    • tbabe
                                                      Confirmed User
                                                      • Dec 2003
                                                      • 2494

                                                      #27
                                                      Originally posted by gwilkins
                                                      I was thinking of opening a Royal bank Centurion account. It sucks how Canadian banks threaten to hold checks drawn on US banks for 5 weeks
                                                      (25 business days not counting weekends)
                                                      I go every friday

                                                      I use TD and Scotiabank and neither have ever put a hold on a US check.

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                                                      • psyko514
                                                        See sig. Join Epic Cash.
                                                        • Oct 2002
                                                        • 22366

                                                        #28
                                                        Originally posted by gwilkins
                                                        I was thinking of opening a Royal bank Centurion account. It sucks how Canadian banks threaten to hold checks drawn on US banks for 5 weeks
                                                        (25 business days not counting weekends)
                                                        it's not a threat. unless you're a high valued customer or well-known, they will hold the check. that's about how long it takes the check to clear and for the funds to be 100% cleared.

                                                        anyways, i wouldn't recommend opening a Canadian US$ bank account. they suck and the fees are too high.

                                                        check this out: http://www.tdcanadatrust.com/usbanking/checking.jsp
                                                        it's what i use. the best part is you get a visa check card. you can use it anywhere visa is accepted (including ATMs) but the funds come from your account. like a paypal debit card.

                                                        fees are $6.95 USD/month. you get unlimited transactions, internet/phone banking, no holds and you can get ACH deposits and wires.

                                                        the only downside is you have to mail in your checks, but they give you prepaid envelopes. still, 3-4 business days is less than 25.

                                                        tbabe, where in canada are you?

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                                                        • Kicker
                                                          Confirmed User
                                                          • Apr 2002
                                                          • 7040

                                                          #29
                                                          I like wires
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                                                          • Living For Today
                                                            Confirmed User
                                                            • Feb 2002
                                                            • 3970

                                                            #30
                                                            once a week.

                                                            Comment

                                                            • RicardoB
                                                              Confirmed User
                                                              • Jan 2004
                                                              • 2576

                                                              #31
                                                              Not often.

                                                              I take the wire option or other alternative payment method whenever I can get it

                                                              Cheques suck!

                                                              Comment

                                                              • baddog
                                                                So Fucking Banned
                                                                • Apr 2001
                                                                • 107089

                                                                #32
                                                                I am terrible about cashing checks. I have 6 in my wallet now, and will get at least 3 more tomorrow . . . with a couple more the next day.

                                                                I usually go to the bank when my wallet gets too full with them . . . am getting close.

                                                                Comment

                                                                • shermo

                                                                  #33
                                                                  Generally I'm good to deposit them once a week. When you receive 3-5 checks daily, it's a hassle to always go to the bank. Since my income exceds my bills, there's never a rush to deposit checks the second I get them.

                                                                  Comment

                                                                  • reynold
                                                                    Too lazy to set a custom title
                                                                    • Oct 2002
                                                                    • 51271

                                                                    #34
                                                                    Whenever I need cash!

                                                                    Comment

                                                                    • Goose
                                                                      Confirmed User
                                                                      • Mar 2004
                                                                      • 5725

                                                                      #35
                                                                      yep collecting them too, and go there once in a month perhaps...the girl at the teller always looks a bit strange
                                                                      ICQ: 52410619

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                                                                      • KaLi
                                                                        Confirmed User
                                                                        • Aug 2003
                                                                        • 4371

                                                                        #36
                                                                        Originally posted by Goose
                                                                        yep collecting them too, and go there once in a month perhaps...the girl at the teller always looks a bit strange
                                                                        lol, the girl at my bank knows me now, shes cute ;)

                                                                        icq:160-417-630

                                                                        Comment

                                                                        • Jace
                                                                          FBOP Class Of 2013
                                                                          • Jan 2004
                                                                          • 35562

                                                                          #37
                                                                          when i get like 5-8 of them stacking up.....such a waste to do 1 at a time

                                                                          Comment

                                                                          • pure energy
                                                                            Confirmed User
                                                                            • Apr 2004
                                                                            • 4274

                                                                            #38
                                                                            Once a week is often enough for me!
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                                                                            • Nicky
                                                                              Too lazy to set a custom title
                                                                              • Mar 2003
                                                                              • 30071

                                                                              #39
                                                                              2 times a month usually......I get 70% of my money to epassporte though.......

                                                                              gfynicky @ gmail.com

                                                                              Comment

                                                                              • tbabe
                                                                                Confirmed User
                                                                                • Dec 2003
                                                                                • 2494

                                                                                #40
                                                                                Originally posted by psyko514

                                                                                tbabe, where in canada are you?
                                                                                Ottawa

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                                                                                • stev0
                                                                                  Confirmed User
                                                                                  • Aug 2003
                                                                                  • 6801

                                                                                  #41
                                                                                  i do deposits twice a month

                                                                                  Comment

                                                                                  • mrgica
                                                                                    Confirmed User
                                                                                    • Jan 2004
                                                                                    • 2169

                                                                                    #42
                                                                                    I get wire now or paypal.
                                                                                    I hate checks because here in sweden they take $25 fee for every check from USA
                                                                                    Fuck it dude, lets go bowling

                                                                                    Comment

                                                                                    • V_RocKs
                                                                                      Damn Right I Kiss Ass!
                                                                                      • Nov 2003
                                                                                      • 32467

                                                                                      #43
                                                                                      I'd like to take this time to say Nasty Dollars kicks ass... And the people too... I found my first ever check about a month ago and obviously it had expired. They rushed me out another one 2 days later. It was only for $35.00. What a nice group of people.

                                                                                      Then some time last month I realised I didn't get my check for the pay period the day it normally comes, mainly I noticed it because it came about 4 days late in a FedEX envelope. So when I opened the envelope they had enclosed the original envelope too, I had screwed up my address when I moved and they took the time to track me down and send it to the correct one, then send the check via FedEX overnight.

                                                                                      That is some customer care... Perhaps they were bought by American Express because they rock too...

                                                                                      Anyway...

                                                                                      I generally let them pile up for a while because the bank isn't very close to my house and it is the opposite way of everything else in town.

                                                                                      Comment

                                                                                      • Goose
                                                                                        Confirmed User
                                                                                        • Mar 2004
                                                                                        • 5725

                                                                                        #44
                                                                                        Originally posted by KaLi
                                                                                        lol, the girl at my bank knows me now, shes cute ;)
                                                                                        she better gets to know me better, she'll have to get used to my face now ;)
                                                                                        ICQ: 52410619

                                                                                        Comment

                                                                                        • MissEve
                                                                                          Confirmed User
                                                                                          • Aug 2002
                                                                                          • 583

                                                                                          #45
                                                                                          I used to slack on depositing checks. My grandpa who owns rental properties and is a very wise man told me to always cash checks as soon as you get them. I would make fun of him for going to the bank every day. THEN a certain company had some issues and I had a 15k check that I couldnt cash. I was very annoyed and had to wait for several months until the issues were cleared up but it was my own damn fault for being lazy.

                                                                                          So the moral is....listen to my grandpa!

                                                                                          Comment

                                                                                          • erehwon
                                                                                            Confirmed User
                                                                                            • Nov 2003
                                                                                            • 3759

                                                                                            #46
                                                                                            Usually after getting them in the mail, my office looks like Task Force 21 uses it for MOUT training, so if I left a check in there, it will get lost fast.
                                                                                            Money NEVER $leep$...

                                                                                            Comment

                                                                                            • Bigfuck
                                                                                              Confirmed User
                                                                                              • Mar 2004
                                                                                              • 4961

                                                                                              #47
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                                                                                              • ldinternet
                                                                                                Confirmed User
                                                                                                • Apr 2001
                                                                                                • 8245

                                                                                                #48
                                                                                                As the banks charge a fee per batch of checks, I take them once per month. If I'm not busy, once every fortnight.

                                                                                                Comment

                                                                                                • hova
                                                                                                  Traffillionaire
                                                                                                  • Jan 2002
                                                                                                  • 22430

                                                                                                  #49
                                                                                                  Once a month, most of my money comes with wires and I hate cashing checks
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                                                                                                  • StRoGE
                                                                                                    Confirmed User
                                                                                                    • Mar 2004
                                                                                                    • 1713

                                                                                                    #50
                                                                                                    Originally posted by psyko514
                                                                                                    it's not a threat. unless you're a high valued customer or well-known, they will hold the check. that's about how long it takes the check to clear and for the funds to be 100% cleared.

                                                                                                    anyways, i wouldn't recommend opening a Canadian US$ bank account. they suck and the fees are too high.

                                                                                                    check this out: http://www.tdcanadatrust.com/usbanking/checking.jsp
                                                                                                    it's what i use. the best part is you get a visa check card. you can use it anywhere visa is accepted (including ATMs) but the funds come from your account. like a paypal debit card.

                                                                                                    fees are $6.95 USD/month. you get unlimited transactions, internet/phone banking, no holds and you can get ACH deposits and wires.

                                                                                                    the only downside is you have to mail in your checks, but they give you prepaid envelopes. still, 3-4 business days is less than 25.

                                                                                                    tbabe, where in canada are you?
                                                                                                    I must be lucky then, my canadian US$ account doesnt have service charges. It only costs me money if I want to get a US draft from my US account. I can transfer the money to canadian funds or withdraw the cash (assuming my bank has the paper on hand) for my US vacations. I go through First Calgary (local credit union). Works great for me.
                                                                                                    Only drawback is my Debit Mastercard wont withdraw from the US account and I cant get one that will. So I have to pay hosting fees etc from my canadian account and transfer funds over from the US account to even it out. Shrug.
                                                                                                    Oh ya, my checks arent held at all either.
                                                                                                    [URL=http://www.stupidcash.com/referral=sailorslut/][/URL

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