tony404:
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They are probably paying operational expenses,
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Hear ya! :-)
The fact that iBill *may* be using client funds to sustain their biz is exactly the problem. iBill have no rights to even touch client funds, but obviously can do whatever they like with the processing commission fees charged.
That alone is bordering on some serious legal implications. You think you or I would be allowed liberties of accessing client funds in any biz we operated and dispensing them as we see fit - I think we would expect some criminal action :-)
Tho.. who knows, they are probably saving up all funds to make everyone happy in 2005....