So they could run a credit check.
What the fuck?
My money isn't good enough for you?
What the fuck?
My money isn't good enough for you?
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Maybe to make sure you are not wanted? I don't know... seems a little starnge to me too. Did you ask why they needed a credit check if you were paying for the car outright? -
Waitaminute. You paid cash. They still needed a credit check. WHY?!
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You sure it was to run a credit check? If you are paying enough cash, I believe they are required to mention the transaction to the IRS.Originally posted by Hawkeye
So they could run a credit check.
What the fuck?
My money isn't good enough for you?Comment
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Didn't they have to process the sales tax and temporary tags? If I had to guess I would say it has something to do with taxes.
I bought a new car in cash way back when money was flowng like a river and they still needed my personal information.Need a Writer? Contact Me. I write quality descriptions, short erotic stories, quality one-liners.. whatever you need.Comment
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You should have told them to GFY and gone to another dealer. I wrote a check for a car a couple of years ago and all they did was call the bank to verify funds. No credit check and no SSN bullshit. I don't have my SSN on my license so all the title paperwork got filled out with my operator's license number.
But your state could be different and require them to record your social beacuase of the value of the car and tax purposes.Want to promote SUCCUBUS? Click HERE!!!! | Want to buy SUCCUBUS? Click HERE!!!!
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Loryn (3:16 PM):
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fuck it we can have sex on money never did that beforeComment
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Definatly not for a credit check. Has to be something else. Especially if your buying not leasing. Even if your leasing and putting down a big downpayment they dont check anything.
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You know how those fucking salesmen are.Originally posted by llabtaem
Maybe to make sure you are not wanted? I don't know... seems a little starnge to me too. Did you ask why they needed a credit check if you were paying for the car outright?
"Oh well it's just a standard thing we do".
"But why?"
"Oh, it's just standard policy that our management requires".
"But why?"
"Ok, sir, just sign here and we're all done."
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AaronM is right. I think any transaction over $9,000.00 cash has to be reported to the IRS right away. I didn't even think of that. I just assumed it was a $1,500.00 sha-bang
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Delaers don't check credit to lease a car? Where the fuck are you from? LOLOriginally posted by B-Eazy
Definatly not for a credit check. Has to be something else. Especially if your buying not leasing. Even if your leasing and putting down a big downpayment they dont check anything.Comment
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That's what I was thinking. If the total was over $10,000, they will report you. I bought a brand new car last year as a gift for my sister and the final cost was $8000. I paid cash. The dealership never even asked my name..Originally posted by AaronM
You sure it was to run a credit check? If you are paying enough cash, I believe they are required to mention the transaction to the IRS.
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Originally posted by Trixie Racer
I bought a brand new car ... final cost was $8000
Nice car
seks.ai for sale - ping meComment
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Good gift for her -- but not a car I'd drive....Originally posted by Naughty
Nice car
I'm *spoiled*
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large cash transactions have to be reported
the saleman was just doing his jobComment
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The IRS knows everything. They are the Big Brother watching over all of us.TopBucks.com| PlugInFeeds.com| PinkVisual.com
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You gonna leave me hanging like this? If so...It's already over.Originally posted by Trixie Racer
That's what I was thinking. If the total was over $10,000, they will report you. I bought a brand new car last year as a gift for my sister and the final cost was $8000. I paid cash. The dealership never even asked my name..
http://www.gofuckyourself.com/showth...hreadid=269675Comment
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You're not going to the summer Internext? The winter one sucks in comparison....For business anyway.Originally posted by Trixie Racer
calendar - this is the best I can do.
Let's hook up in San Diego during CybernetExpo.
I'm a featured speaker on one of the pannels....Gee....Aren't we all impressed now?
Not.
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Other than the parties, I'm not sure why I attend Internext. I may go to Hollywood, FL -- still unsure. I recently met Candy Cassidy and since she lives in Florida, I'm seriously considering going now...Originally posted by AaronM
You're not going to the summer Internext? The winter one sucks in comparison....For business anyway.
Let's hook up in San Diego during CybernetExpo.
San Diego will be fun. After my photoshoot I'll probably go partying at either Moose's or Plum Crazy.
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NEVER allow some place to run a credit check on you unless AB-SO-LUTE-LY needed. Make them TELL you WHY they want to run one and why they can't get along without it. If they don't have a good explanation, tell them no. (I have gotten it in writing as to why they ran a check a couple of times when I wasn't totally convinced as to the need)
Credit Lenders etc get this look
on their faces when they see how many times in a given period of time (varies or used to) that someone ran your credit... It CAN result in a denial on a perfectly sound credit record. You can have a million in the bank, and have 20 runs on your rating and be denied!
Just a FYI for you younger people. ;-)p<center><a target="_blank" href="http://dev.datedollars.com/index.php?s=signup&aid=535&cfg=aac"><img border="0" src="http://216.130.172.224/gfy/gsig.gif" width="490" height="100"></a><br><a href="http://dev.datedollars.com/index.php?s=signup&aid=535&cfg=aac" target="_blank"><b><font face="Arial"><font color="#FF99FF"> Buy me away from Slavedriver Smokey!<br>It's May Sig Sweeps!<font></b></center>Comment
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Right ON !! Expect a call in the near futureOriginally posted by AaronM
You sure it was to run a credit check? If you are paying enough cash, I believe they are required to mention the transaction to the IRS.
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Pretty standard operating procedures for a car dealership now a days to run a credit check to "verify identity" on cash purposes. For reporting to the IRS and title. I think it came about when a buy-here-pay-here car dealership was held liable by a court when the car sold that day was used in a bank robbery and someone got ran over by the get away vehicle. The cops went to the dealership who sold the vehicle but the name was fake of course.
I am not sure if this is correct but just what I found out a few years ago.
VLast edited by Volantt; 04-15-2004, 07:42 AM."Only the dead have seen the end of war." - Plato
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"A man's worth is no greater then the worth of his ambitions." - Marcus AureliusComment
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Anything over $9999 and they report the sale to the IRS, it's the law in the states.
If you want to pay anonymously for a car in cash, get your momma or sister to do it with a $9k down payment and then just set up an account in their name and have the payments auto withdraw from the account. That's if you trust em, if you don't, just buy a car out of the newspaper, half of those come from the chopshop anyways, just make sure they put it's worth less than 10k on the title and your golden.
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I've purchased two vehicles in the last year with cash and no one ran a credit check. I think they asked for ssn, but I made sure there would be no credit check run. Neither car was over $9,000 though.Comment
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maybe they wanted to bang you out for the undercoatingOriginally posted by Hawkeye
So they could run a credit check.
What the fuck?
My money isn't good enough for you?
ICQ: 282814268Comment
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go to ather car seller... you sould do it bro!
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Guys, you all are missing the real reason why, its part of the the Domestic Security Enhancement Act of 2003. a.k.a. Patriot Act IIOriginally posted by Hawkeye
So they could run a credit check.
What the fuck?
My money isn't good enough for you?
One part of the act redefines what a financial institution is besides banks, credit unions, and savings and loan organizations.
Now the definition also includes brokers and dealers registered with the Securities and Exchange Commission, investment bankers, operators of credit-card systems, insurance companies, dealers in precious metals, stones, or jewels, licensed senders of money, telegraph companies, airplane and boat dealers, Realtors and estate closings, and the U.S. Post Office.
All in the name of fighting terrorism, feeling safer yet?
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When I got my F-150 I paid 100% cash, it was about 27K and they just took my money and got my DL info for the DMV or whatever.. never asked for my SS number
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If you paid with a check, then the dealership would have to run a credit check due to that anyone can come up with, say a 100k check for a nice BMW.
But.. If you paid with a cashier's check, then it is up to the dealer if they want to run your credit.
By that point, you can say that you will not buy the car if they run your credit..
In those cases.. They will wave the report.
It depends on the state you purchase the car in.Last edited by Jason; 04-15-2004, 09:07 AM.I stay busy.Comment
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I bought my car the same way and they wanted the same info. The dealer told me it was to report to the government because a lot of drug money is laundered through automotive purchases. Any cash transactions with dealers needed to be reported to the government.
WGI play with Google.Comment
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It is a tough life to live when your rich
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Absolutely correct, you will be branded a credit seeker, not a good thingOriginally posted by Gemini
NEVER allow some place to run a credit check on you unless AB-SO-LUTE-LY needed. Make them TELL you WHY they want to run one and why they can't get along without it. If they don't have a good explanation, tell them no. (I have gotten it in writing as to why they ran a check a couple of times when I wasn't totally convinced as to the need)
Credit Lenders etc get this look on their faces when they see how many times in a given period of time (varies or used to) that someone ran your credit... It CAN result in a denial on a perfectly sound credit record. You can have a million in the bank, and have 20 runs on your rating and be denied!
Just a FYI for you younger people. ;-)p
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