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Old 12-24-2004, 01:59 PM  
Illicit
wtf ?
 
Join Date: Dec 2003
Location: GFY
Posts: 11,895
Quote:
Originally Posted by PersianKitty
Mine is in the mid 700s ...lower than it could be because I have too much available credit. Not gonna give it up tho.. I don't use credit for much these days. My house is paid off so I got a home equity line of credit (mastercard) to keep something rolling on my credit history from time to time. There's hardly anything on it right now so the scoring agencies see that as potential for that much debt.

If your balances are low or non-existant it shouldnt hurt you at all... as long as you are below 40% of your available credit your golden.

Im in the mid 700's
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