Ever have a chargeback for less than $5?

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  • detoxed
    vip member
    • Jan 2003
    • 17798

    #1

    Ever have a chargeback for less than $5?

    Can people actually chargeback small charges like $5?
    I mean I know they can, but will the bank actually penalize you for it, will you merchant account ever even hear about it.


    I did a chargeback for $4.95 for a mainstream site, they keep charging me every fucking month even after I did 6 chargebacks, the bank obviously is not sending this to them. Whats the deal with this?
  • detoxed
    vip member
    • Jan 2003
    • 17798

    #2
    I guess no one has any experience in this

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    • detoxed
      vip member
      • Jan 2003
      • 17798

      #3
      Originally posted by uproared


      Dont they cancel your CC after so many chargebacks?

      In Australia, they want to cancel your CC (and give you a new one) after your first CB.
      Nope

      Comment

      • Kevin2
        Confirmed User
        • May 2003
        • 1429

        #4
        Originally posted by uproared


        Dont they cancel your CC after so many chargebacks?

        In Australia, they want to cancel your CC (and give you a new one) after your first CB.
        I did a CB and National Australia Bank didn't ask to cancel my CC and issue a new one. I think it depends on the circumstances.

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        • rounders
          Confirmed User
          • Sep 2003
          • 2931

          #5
          nope!
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          • Joetanto
            So Fucking Banned
            • Oct 2003
            • 653

            #6
            Originally posted by detoxed
            Can people actually chargeback small charges like $5?
            I mean I know they can, but will the bank actually penalize you for it, will you merchant account ever even hear about it.


            I did a chargeback for $4.95 for a mainstream site, they keep charging me every fucking month even after I did 6 chargebacks, the bank obviously is not sending this to them. Whats the deal with this?
            what did you steal for 4.95?

            Comment

            • icedemon
              Confirmed User
              • Jun 2003
              • 1022

              #7
              I just got a chargeback yesterday for $4.95 and $17.95 by the same person. Got charged for both of them.

              The bank is more than likely sending the chargebacks your doing to the company. It's just the company isn't doing anything about them. I guess they don't care about the chargeback fees.
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              • detoxed
                vip member
                • Jan 2003
                • 17798

                #8
                Originally posted by Joetanto


                what did you steal for 4.95?
                its a mainstream site that gives me no way to cancel since I dont know the email I joined with, they dont answer emails, and their phone number doesnt work

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                • detoxed
                  vip member
                  • Jan 2003
                  • 17798

                  #9
                  Originally posted by icedemon
                  I just got a chargeback yesterday for $4.95 and $17.95 by the same person. Got charged for both of them.

                  The bank is more than likely sending the chargebacks your doing to the company. It's just the company isn't doing anything about them. I guess they don't care about the chargeback fees.
                  It could vary depending on the credit card company of the cardholder

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                  • baddog
                    So Fucking Banned
                    • Apr 2001
                    • 107089

                    #10
                    SPP has never had a chargeback, but there have been a couple $2.95 checks that bounced

                    Comment

                    • detoxed
                      vip member
                      • Jan 2003
                      • 17798

                      #11
                      Originally posted by baddog
                      SPP has never had a chargeback, but there have been a couple $2.95 checks that bounced
                      Whats the price on SPP?

                      EDIT nevermind $4.95 and $2.95 on checks
                      Last edited by detoxed; 03-27-2004, 04:10 PM.

                      Comment

                      • psyko514
                        See sig. Join Epic Cash.
                        • Oct 2002
                        • 22366

                        #12
                        The cost of a chargeback to an issuing bank averages $15 to $25.
                        Most banks will simply write off the charge from their own pockets if it's for less than their average chargeback costs.

                        That's a subjective decision however. If the bank sees you've been charged by the company in the past or you have a record of charging back small amounts, they may follow through with the chargeback just to make sure you're not trying to scam a free month or something.
                        Also, if there are multiple charges from the same company totalling more than their average costs, they'll do the chargeback for all of them.

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                        • stephanie m.
                          Confirmed User
                          • Feb 2004
                          • 2484

                          #13
                          yes, Ive had several for less than 1$


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                          • detoxed
                            vip member
                            • Jan 2003
                            • 17798

                            #14
                            Originally posted by stephanie m.
                            yes, Ive had several for less than 1$
                            wow thats kind of ridiculous

                            Comment

                            • detoxed
                              vip member
                              • Jan 2003
                              • 17798

                              #15
                              stephanie m can you ICQ me if you dont mind? 239088209

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                              • psyko514
                                See sig. Join Epic Cash.
                                • Oct 2002
                                • 22366

                                #16
                                Originally posted by stephanie m.
                                yes, Ive had several for less than 1$
                                Do you have your own merchant account?

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                                • stephanie m.
                                  Confirmed User
                                  • Feb 2004
                                  • 2484

                                  #17
                                  Originally posted by psyko514


                                  Do you have your own merchant account?
                                  not yet


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                                  • stephanie m.
                                    Confirmed User
                                    • Feb 2004
                                    • 2484

                                    #18
                                    Originally posted by detoxed


                                    wow thats kind of ridiculous
                                    i know


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                                    • Pamporn
                                      Confirmed User
                                      • Jul 2003
                                      • 280

                                      #19
                                      I got a few chargebacks for $1.95 about 1 year ago when I use to offer cheap trials. People would join then cancel the next minute not to get rebilled for the full membership then did a CB for $1.95 Fucking professional chargebackers out there.
                                      Angel
                                      ICQ 112982517

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                                      • Alky
                                        Confirmed User
                                        • Apr 2002
                                        • 5651

                                        #20
                                        sure, I have had customers charge back trial memberships before.

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                                        • baddog
                                          So Fucking Banned
                                          • Apr 2001
                                          • 107089

                                          #21
                                          Originally posted by detoxed


                                          Whats the price on SPP?

                                          EDIT nevermind $4.95 and $2.95 on checks
                                          bingo

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