Merchant accounts and real time gateways

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  • candidpublishinginc
    Confirmed User
    • Feb 2001
    • 707
    #1

    Merchant accounts and real time gateways

    I'm shopping around for merchant accounts at the moment and am looking at the various web gateways offered.

    Does anyone recomend any particular web gateway? This merchant account will be used for low risk transactions.

    I need something that supports both virtual terminal and API (for seamless integration into our software). Also we have to be allowed to do our own customer service.

    Authorize.net seems to be a big gateway provider that merchant account providers hawk but if I recall correctly I've heard some not so good things about authorize.net
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    • theking
      Nice Kitty
      • Sep 2002
      • 21053
      #2
      Originally posted by candidpublishinginc
      I'm shopping around for merchant accounts at the moment and am looking at the various web gateways offered.

      Does anyone recomend any particular web gateway? This merchant account will be used for low risk transactions.

      I need something that supports both virtual terminal and API (for seamless integration into our software). Also we have to be allowed to do our own customer service.

      Authorize.net seems to be a big gateway provider that merchant account providers hawk but if I recall correctly I've heard some not so good things about authorize.net
      I will be following the input on this thread.
      When you're running down my country hoss...you're walking on the fighting side of me!

      FOR THE LYING LOWLIFE POSTING AS PATHFINDER...http://gfy.com/fucking-around-and-pr...athfinder.html

        Comment

        • candidpublishinginc
          Confirmed User
          • Feb 2001
          • 707
          #3
          Looks like there's no input. Okay well I'll do a little more digging myself on this issue.
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            Comment

            • Zprogramz
              Confirmed User
              • Apr 2003
              • 1360
              #4
              Go to Netbilling. They will set you up with everything you need and their system smokes Authorize.net all day long. Alot of merchant account providers resell authorize.net and make a killing on the sale and residuals. That is why many recommend them.

              Z

                Comment

                • JulianSosa
                  Confirmed User
                  • Aug 2003
                  • 3042
                  #5
                  If its for non adult I would suggest autorize.net

                    Comment

                    • Basic_man
                      Programming King Pin
                      • Oct 2003
                      • 27360
                      #6
                      I'd say Authorize.net
                      UUGallery Builder - automated photo/video gallery plugin for Wordpress!
                      Stop looking! Checkout Naked Hosting, online since 1999 !

                        Comment

                        • Zprogramz
                          Confirmed User
                          • Apr 2003
                          • 1360
                          #7
                          Originally posted by Basic_man
                          I'd say Authorize.net
                          Why? Their system is slow and support is non-existent after 5pm. Their reporting is ery basic and they charge 30¢ for avanced fraud scrubbing. Netbilling only charges 10¢.

                          Z

                            Comment

                            • icedemon
                              Confirmed User
                              • Jun 2003
                              • 1022
                              #8
                              For low-risk, I would say CardService (the cheapest merchant account that I know of) and LinkPoint which they provide for free (or it might be $20 a month).
                              Clips4Sale.com

                                Comment

                                • baycouples
                                  Confirmed User
                                  • Mar 2004
                                  • 1341
                                  #9
                                  I had to implement my own 2-tier membership based payment system and the only gateway that was flexible enough to be integrated into my site was VeriSign. Email me and I"ll tell you more.

                                    Comment

                                    • theking
                                      Nice Kitty
                                      • Sep 2002
                                      • 21053
                                      #10
                                      Originally posted by candidpublishinginc
                                      Looks like there's no input. Okay well I'll do a little more digging myself on this issue.
                                      How about posting here what you come up with. I am looking into this subject myself.
                                      When you're running down my country hoss...you're walking on the fighting side of me!

                                      FOR THE LYING LOWLIFE POSTING AS PATHFINDER...http://gfy.com/fucking-around-and-pr...athfinder.html

                                        Comment

                                        • jungar
                                          Confirmed User
                                          • Jul 2003
                                          • 377
                                          #11
                                          candidpublishinginc,

                                          myVirtualCard can provide you with both a merchant account and your own virtual terminal.

                                          Yes, you can manage your own customer support!

                                          Please e-mail me for further details:
                                          jungar-AT-myvirtualcard.com

                                          Best,

                                          Joshua Ungar
                                          myVirtualCard
                                          www.myvirtualcard.com
                                          Last edited by jungar; 03-21-2004, 07:24 PM.

                                            Comment

                                            • Los
                                              Confirmed User
                                              • Jul 2001
                                              • 427
                                              #12
                                              if it's for adult use authorize will boot u just like paypal

                                                Comment

                                                • NETbilling
                                                  Confirmed User
                                                  • Jan 2002
                                                  • 8598
                                                  #13
                                                  Originally posted by candidpublishinginc
                                                  I'm shopping around for merchant accounts at the moment and am looking at the various web gateways offered.

                                                  Does anyone recomend any particular web gateway? This merchant account will be used for low risk transactions.

                                                  I need something that supports both virtual terminal and API (for seamless integration into our software). Also we have to be allowed to do our own customer service.

                                                  Authorize.net seems to be a big gateway provider that merchant account providers hawk but if I recall correctly I've heard some not so good things about authorize.net
                                                  Hi,

                                                  Let me know if I can answer any questions about our services. We will provide you with 24/7/365 support, excellent rates, and no setup fee. I GUARANTEE that Authorize.net, Linkpoint, or Verisign does not come close to offering what we do. Please call so we can do a walkthrough with you.

                                                  Toll Free within the US: (888)357-8166
                                                  Outside the US661)252-2456

                                                  Thank you, Mitch Farber


                                                  Mitch Farber
                                                  CEO - NETbilling, Inc.
                                                  Email / Phone: 888-357-8166 / 661-252-2456
                                                  Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                                                    Comment

                                                    • candidpublishinginc
                                                      Confirmed User
                                                      • Feb 2001
                                                      • 707
                                                      #14
                                                      Originally posted by Zprogramz


                                                      Why? Their system is slow and support is non-existent after 5pm. Their reporting is ery basic and they charge 30¢ for avanced fraud scrubbing. Netbilling only charges 10¢.

                                                      Z
                                                      Support for who? The customer or my staff? We will be doing customer support ourselves.
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                                                      Earn up to 4 cents a click for blind link traffic!
                                                      NO CONVERSIONS, NO BS!

                                                        Comment

                                                        • candidpublishinginc
                                                          Confirmed User
                                                          • Feb 2001
                                                          • 707
                                                          #15
                                                          Originally posted by netbilling


                                                          Hi,

                                                          Let me know if I can answer any questions about our services. We will provide you with 24/7/365 support, excellent rates, and no setup fee. I GUARANTEE that Authorize.net, Linkpoint, or Verisign does not come close to offering what we do. Please call so we can do a walkthrough with you.

                                                          Toll Free within the US: (888)357-8166
                                                          Outside the US661)252-2456

                                                          Thank you, Mitch Farber
                                                          Do you guys accept lower volume? In the begining we will only be handling $30k a month worth of transactions. All low risk and non adult.

                                                          I already have a contact for a merchant account, would I be able to just bring that merchant account over to your gateway?
                                                          Last edited by candidpublishinginc; 03-21-2004, 08:29 PM.
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                                                          Earn up to 4 cents a click for blind link traffic!
                                                          NO CONVERSIONS, NO BS!

                                                            Comment

                                                            • candidpublishinginc
                                                              Confirmed User
                                                              • Feb 2001
                                                              • 707
                                                              #16
                                                              Originally posted by Los
                                                              if it's for adult use authorize will boot u just like paypal
                                                              Apples and oranges. With authorize.net you're simply using them as a gateway. If you're using a non adult merchant account for adult transactions, I'd be more worried about losing the merchant account over getting booted by authorize.net if they in fact do that.
                                                              Candid Clicks
                                                              Earn up to 4 cents a click for blind link traffic!
                                                              NO CONVERSIONS, NO BS!

                                                                Comment

                                                                • candidpublishinginc
                                                                  Confirmed User
                                                                  • Feb 2001
                                                                  • 707
                                                                  #17
                                                                  Originally posted by jungar
                                                                  candidpublishinginc,

                                                                  myVirtualCard can provide you with both a merchant account and your own virtual terminal.

                                                                  Yes, you can manage your own customer support!

                                                                  Please e-mail me for further details:
                                                                  jungar-AT-myvirtualcard.com

                                                                  Best,

                                                                  Joshua Ungar
                                                                  myVirtualCard
                                                                  www.myvirtualcard.com
                                                                  Would you be able to provide just a gateway and virtual terminal? I'm all set when it comes to the merchant account.
                                                                  Candid Clicks
                                                                  Earn up to 4 cents a click for blind link traffic!
                                                                  NO CONVERSIONS, NO BS!

                                                                    Comment

                                                                    • herbal logic
                                                                      Confirmed User
                                                                      • Feb 2004
                                                                      • 1172
                                                                      #18
                                                                      www.plugandpay.com good gateway.. also compatible with offshore merchant accounts. straight-forward API and documentation.

                                                                      www.netbilling.com is nice as well.

                                                                      stay away from verisign's payflow pro.

                                                                      not sure what you're selling but www.foomp.com is a top tier merchant bank.

                                                                      offshore I'd suggest SKNB in St. Kitt's. try to get in direct touch with the bank and not go through a reseller like www.terrapayments.com (sucks)

                                                                        Comment

                                                                        • baycouples
                                                                          Confirmed User
                                                                          • Mar 2004
                                                                          • 1341
                                                                          #19
                                                                          herbal logic,

                                                                          Why do you say that about VeriSign's PayFlow Pro? When I researched the best gateway - I couldn't find any other API that would be more flexible. I mean there are some retarded things that you have to work around, but in general it worked great for me in the past 2 years. Is there something I should be aware of in the future?

                                                                            Comment

                                                                            • herbal logic
                                                                              Confirmed User
                                                                              • Feb 2004
                                                                              • 1172
                                                                              #20
                                                                              Originally posted by baycouples
                                                                              herbal logic,

                                                                              Why do you say that about VeriSign's PayFlow Pro? When I researched the best gateway - I couldn't find any other API that would be more flexible. I mean there are some retarded things that you have to work around, but in general it worked great for me in the past 2 years. Is there something I should be aware of in the future?
                                                                              well one example off the top of my head is they do not support 60 day recurring. just monthly and quarterly. also, their online gateway is total crap so when a need arrises to access it which is sometimes very often often it becomes a headache to find transactions. Can't search by customer name etc. just transaction id's or recurring profile id's which requires you to bounce back and fort from your own software. We were selling product on a recurring basis through them and recurring transactions can't be set up to pre-auth which is technically against cc rules. I can go on

                                                                              oh..and their tech support is terrible. 9am to 5pm unless you pay additional charges for a premium acount.

                                                                              just not very user friendly

                                                                                Comment

                                                                                • russian_agent_69
                                                                                  So Fucking Banned
                                                                                  • Oct 2002
                                                                                  • 247
                                                                                  #21
                                                                                  Originally posted by Zprogramz
                                                                                  Go to Netbilling. They will set you up with everything you need and their system smokes Authorize.net all day long. Alot of merchant account providers resell authorize.net and make a killing on the sale and residuals. That is why many recommend them.

                                                                                  Z
                                                                                  And you think Netbilling isn't a reseller for someone else? Think again.

                                                                                    Comment

                                                                                    • baycouples
                                                                                      Confirmed User
                                                                                      • Mar 2004
                                                                                      • 1341
                                                                                      #22
                                                                                      herbal logic,

                                                                                      I thought the rebills ARE pre-auth.

                                                                                      BTW, do you mind taking this to IM/ICQ? You have no contact info in your profile though. Which one do you use - just email me or Y!IM me.

                                                                                        Comment

                                                                                        • herbal logic
                                                                                          Confirmed User
                                                                                          • Feb 2004
                                                                                          • 1172
                                                                                          #23
                                                                                          Originally posted by baycouples
                                                                                          herbal logic,

                                                                                          I thought the rebills ARE pre-auth.

                                                                                          BTW, do you mind taking this to IM/ICQ? You have no contact info in your profile though. Which one do you use - just email me or Y!IM me.
                                                                                          drop me mail at zz at grayshift dot com with your icq. Ill add you tommorow when I get to the office.

                                                                                            Comment

                                                                                            • Tornado
                                                                                              Confirmed User
                                                                                              • Feb 2002
                                                                                              • 287
                                                                                              #24
                                                                                              Netbilling all the way!

                                                                                                Comment

                                                                                                • russian_agent_69
                                                                                                  So Fucking Banned
                                                                                                  • Oct 2002
                                                                                                  • 247
                                                                                                  #25
                                                                                                  Originally posted by Tornado
                                                                                                  Netbilling all the way!
                                                                                                  As if you have any experience with other gateways. Their % is ridiculous, and they are nothing but an ezic reseller.

                                                                                                  Stop being a foolish sheep in the herd.

                                                                                                    Comment

                                                                                                    • candidpublishinginc
                                                                                                      Confirmed User
                                                                                                      • Feb 2001
                                                                                                      • 707
                                                                                                      #26
                                                                                                      Who is ezic?
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                                                                                                      NO CONVERSIONS, NO BS!

                                                                                                        Comment

                                                                                                        • NETbilling
                                                                                                          Confirmed User
                                                                                                          • Jan 2002
                                                                                                          • 8598
                                                                                                          #27
                                                                                                          Originally posted by candidpublishinginc


                                                                                                          Do you guys accept lower volume? In the begining we will only be handling $30k a month worth of transactions. All low risk and non adult.

                                                                                                          I already have a contact for a merchant account, would I be able to just bring that merchant account over to your gateway?
                                                                                                          Hi,

                                                                                                          We do accept any volume and you can use your current merchant account with our system as long as it is compatible with our backend. Which processor type is it? Also, we are not a reseller of anyone "Russianagent". We have our own dedicated gateway, our own call center, and our own shopping cart system.
                                                                                                          We privide 24/7/365 support for our merchant AND their customers. Who else does that?

                                                                                                          Thank you, Mitch Farber


                                                                                                          Mitch Farber
                                                                                                          CEO - NETbilling, Inc.
                                                                                                          Email / Phone: 888-357-8166 / 661-252-2456
                                                                                                          Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                                                                                                            Comment

                                                                                                            • jungar
                                                                                                              Confirmed User
                                                                                                              • Jul 2003
                                                                                                              • 377
                                                                                                              #28
                                                                                                              Originally posted by candidpublishinginc


                                                                                                              Would you be able to provide just a gateway and virtual terminal? I'm all set when it comes to the merchant account.
                                                                                                              candidpublishinginc,

                                                                                                              We could definitely provide you with your own virtual terminal and gateway. Please contact me so that we can put this together for you.
                                                                                                              jungar-AT-myvirtualcard.com

                                                                                                              Regards,

                                                                                                              Joshua Ungar
                                                                                                              myVirtualCard
                                                                                                              www.myvirtualcard.com

                                                                                                                Comment

                                                                                                                • candidpublishinginc
                                                                                                                  Confirmed User
                                                                                                                  • Feb 2001
                                                                                                                  • 707
                                                                                                                  #29
                                                                                                                  Originally posted by jungar


                                                                                                                  candidpublishinginc,

                                                                                                                  We could definitely provide you with your own virtual terminal and gateway. Please contact me so that we can put this together for you.
                                                                                                                  jungar-AT-myvirtualcard.com

                                                                                                                  Regards,

                                                                                                                  Joshua Ungar
                                                                                                                  myVirtualCard
                                                                                                                  www.myvirtualcard.com
                                                                                                                  I looked at your website, do you have a demo of your gateway and virtual terminal? The website made no mention of it, all I saw is what looked like a paypal type system.
                                                                                                                  Candid Clicks
                                                                                                                  Earn up to 4 cents a click for blind link traffic!
                                                                                                                  NO CONVERSIONS, NO BS!

                                                                                                                    Comment

                                                                                                                    • NETbilling
                                                                                                                      Confirmed User
                                                                                                                      • Jan 2002
                                                                                                                      • 8598
                                                                                                                      #30
                                                                                                                      Originally posted by candidpublishinginc
                                                                                                                      I'm shopping around for merchant accounts at the moment and am looking at the various web gateways offered.

                                                                                                                      Does anyone recomend any particular web gateway? This merchant account will be used for low risk transactions.

                                                                                                                      I need something that supports both virtual terminal and API (for seamless integration into our software). Also we have to be allowed to do our own customer service.

                                                                                                                      Authorize.net seems to be a big gateway provider that merchant account providers hawk but if I recall correctly I've heard some not so good things about authorize.net
                                                                                                                      Hi,

                                                                                                                      Did you happen to get a walkthrough of our gateway? You can check out our API here: http://www.netbilling.com/direct/
                                                                                                                      and call our sales department for a one-on-one walkthrough,

                                                                                                                      Mitch


                                                                                                                      Mitch Farber
                                                                                                                      CEO - NETbilling, Inc.
                                                                                                                      Email / Phone: 888-357-8166 / 661-252-2456
                                                                                                                      Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                                                                                                                        Comment

                                                                                                                        • candidpublishinginc
                                                                                                                          Confirmed User
                                                                                                                          • Feb 2001
                                                                                                                          • 707
                                                                                                                          #31
                                                                                                                          ^^^

                                                                                                                          Mitch,

                                                                                                                          What is your email address?
                                                                                                                          Candid Clicks
                                                                                                                          Earn up to 4 cents a click for blind link traffic!
                                                                                                                          NO CONVERSIONS, NO BS!

                                                                                                                            Comment

                                                                                                                            • mmaisonet
                                                                                                                              Confirmed User
                                                                                                                              • Jan 2003
                                                                                                                              • 252
                                                                                                                              #32
                                                                                                                              candidpublishinginc

                                                                                                                              I'm shopping around for merchant accounts at the moment and am looking at the various web gateways offered.

                                                                                                                              Does anyone recomend any particular web gateway? This merchant account will be used for low risk transactions.

                                                                                                                              I need something that supports both virtual terminal and API (for seamless integration into our software). Also we have to be allowed to do our own customer service.

                                                                                                                              Authorize.net seems to be a big gateway provider that merchant account providers hawk but if I recall correctly I've heard some not so good things about authorize.net

                                                                                                                              --------------------------------------------------------------------------------

                                                                                                                              Hey there candidpublishinginc,

                                                                                                                              If it's your own merchant account or gateway processing that you're looking for, I think I can help. Take a look at the link below. Send me a message via ICQ or email me at [email protected].
                                                                                                                              The World Is Yours!!
                                                                                                                              INNOVATIVE PAYMENT SOLUTIONS
                                                                                                                              You Need Processing? We Can Help!!
                                                                                                                              Offshore Processing, 3rd Party Processing, Direct Mids
                                                                                                                              http://www.inpaysolutions.com
                                                                                                                              [email protected]
                                                                                                                              Icq 27701318 -(LatinSoulMan )

                                                                                                                                Comment

                                                                                                                                • Jizar II
                                                                                                                                  Confirmed User
                                                                                                                                  • May 2001
                                                                                                                                  • 1425
                                                                                                                                  #33
                                                                                                                                  Originally posted by russian_agent_69


                                                                                                                                  And you think Netbilling isn't a reseller for someone else? Think again.
                                                                                                                                  Explain please? it's interesting

                                                                                                                                    Comment

                                                                                                                                    • NETbilling
                                                                                                                                      Confirmed User
                                                                                                                                      • Jan 2002
                                                                                                                                      • 8598
                                                                                                                                      #34
                                                                                                                                      Originally posted by candidpublishinginc
                                                                                                                                      ^^^

                                                                                                                                      Mitch,

                                                                                                                                      What is your email address?
                                                                                                                                      Hi,

                                                                                                                                      [email protected] or ICQ 117496436

                                                                                                                                      Thank you, Mitch Farber


                                                                                                                                      Mitch Farber
                                                                                                                                      CEO - NETbilling, Inc.
                                                                                                                                      Email / Phone: 888-357-8166 / 661-252-2456
                                                                                                                                      Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                                                                                                                                        Comment

                                                                                                                                        • HMS
                                                                                                                                          Registered User
                                                                                                                                          • Mar 2004
                                                                                                                                          • 84
                                                                                                                                          #35
                                                                                                                                          I work for Humboldt Merchant Services and set-up merchant account for both adult and non-adult business. We support a variet of gateways and would highly recommend either Netbilling or USA ePay. If this is for an adult business, then NetBilling is the way to go. If you are non adult, their Netbilling or USA ePay would be great.

                                                                                                                                          We also support AuthNet, VeriSign, eProcessing Network, Jettis, and more.

                                                                                                                                          If you are interested in a merchant account for your business feel free to contact me.

                                                                                                                                          Steve Kimberling, AVP
                                                                                                                                          Humboldt Merchant Services
                                                                                                                                          877-635-3339
                                                                                                                                          [email protected]

                                                                                                                                            Comment

                                                                                                                                            • candidpublishinginc
                                                                                                                                              Confirmed User
                                                                                                                                              • Feb 2001
                                                                                                                                              • 707
                                                                                                                                              #36
                                                                                                                                              Originally posted by netbilling


                                                                                                                                              Hi,

                                                                                                                                              [email protected] or ICQ 117496436

                                                                                                                                              Thank you, Mitch Farber
                                                                                                                                              Mitch,

                                                                                                                                              You got mail from webmaster AT candidpublishing.com
                                                                                                                                              Candid Clicks
                                                                                                                                              Earn up to 4 cents a click for blind link traffic!
                                                                                                                                              NO CONVERSIONS, NO BS!

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