Someone charges something on your CC

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  • riosluts
    Confirmed User
    • Sep 2003
    • 5250

    #1

    Someone charges something on your CC

    What if someone charges something on your credit card. What happens then, are you fully insured by the credit card or what

  • Illicit
    wtf ?
    • Dec 2003
    • 11895

    #2
    I had that happen once, they called me and asked If I had was in Taiwan buying furniture. I said no you just called me at my home tel # and they said ok and removed the charges and issued me a new card.
    Insert Sig Here

    Comment

    • riosluts
      Confirmed User
      • Sep 2003
      • 5250

      #3
      yeah but what if someone buys something from the internet

      Comment

      • m00d
        So Fucking Banned
        • May 2002
        • 3129

        #4
        Originally posted by riosluts
        yeah but what if someone buys something from the internet
        shutthehellup scammer

        thinking about buying you a new laptop online and not paying for it?

        Comment

        • =^..^=
          Confirmed User
          • Jan 2002
          • 6935

          #5
          Originally posted by m00d
          shutthehellup scammer

          thinking about buying you a new laptop online and not paying for it?
          hmmm..
          idea !

          #RememberYourRoots #AaronMForGFYHOF

          Comment

          • riosluts
            Confirmed User
            • Sep 2003
            • 5250

            #6
            OMG. I just wanted to know what happens. Like what would I be liable for

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            • Illicit
              wtf ?
              • Dec 2003
              • 11895

              #7
              better cover your tracks well... I see prison in your future...
              Insert Sig Here

              Comment

              • jimboc
                Confirmed User
                • Jun 2002
                • 1614

                #8
                No, because all internet / non cardholder present (no signature) purchases are at the retailers risk.

                If you were caught by your ip etc though you face prison for fraud.

                Comment

                • riosluts
                  Confirmed User
                  • Sep 2003
                  • 5250

                  #9
                  im not going to commit credit card fraud on my self. i just wanted to know what happens. jeezzzz

                  Comment

                  • insanesurfer
                    Confirmed User
                    • Jun 2003
                    • 790

                    #10
                    Where I live the credit card company has to give you your money back if they can't prove that it was you used it. For internet they can also look at the mailing address.
                    Tired of Paypal? Then give Moneybookers a chance.

                    Comment

                    • cluck
                      Confirmed User
                      • Dec 2002
                      • 5248

                      #11
                      Being a carder years ago I remember something about the card companies only reimbursing more than $50 worth of fraudulant charges. They wouldn't be bothered with under $50.
                      icq 279990726
                      www.mcdonalds.com <- great money making opportunity

                      Comment

                      • jimboc
                        Confirmed User
                        • Jun 2002
                        • 1614

                        #12
                        Originally posted by insanesurfer
                        Where I live the credit card company has to give you your money back if they can't prove that it was you used it. For internet they can also look at the mailing address.
                        That's correct if your signature is not on the slip, it is charged back to the retailer, if its within a limited time period, following a short investigation by the credit card company.

                        If your card is slolen, you are only liable until you have reported it.

                        They may pay you compensation on a case by case basis.

                        FYI they also pay $50 for recovery of stolen cards.
                        Last edited by jimboc; 03-20-2004, 10:20 PM.

                        Comment

                        • Vitasoy
                          GFY HALL OF FAME DAMMIT!!!
                          • Oct 2003
                          • 58202

                          #13
                          Best possible answer, is call up the company who issued you this credit card.


                          [email protected]

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                          • Alex Xe

                            #14
                            call to your bank.

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