If VISA BANNED- PORN- TOMORROW-

Duocash

are you allowed to have such a big sig

Only if your sponsor pays gfy big bucks for a top spot

I think the real question here is...
why is there some guys head flashing in your sig?
is it some sort of subliminal messaging?!

Thats lensman , he is watching over my sig to count how many people click it for me

BTW if your thinking to yourself " gee i dont own a porn site so this wont affect me " think again.

This will affect your sponsors greatly. Chances are your sponsor is prepared , but how prepared ?? If visa banned porn transactions tomorrow , alot of links would be changed , this requires alot of work. ( this is even if they could handle transactions properly at all )

You might want to give your sponsor a ring a ding and ask them what they have planned if this happened ?

And keep an eye out for the duocash logo as the future of internet purchases will most likely head in this general direction.

i'd say oussed out!

If you say so...

the cursor when going over your sig definitely has a subliminal message

Then you all will start selling penis related products at evapharmacy.com =)

he has trouble reading and understandign gfy rules

How would duocash block minors?

The same way visa does...

Its not up to the biller to protect minors. As long as the sites comply with the laws the biller shouldnt even have anything to do with that.

My daughter has her own credit card , visa oesnt protect minors.

Protecting minors from porn is up to the parents until someone comes up with ANYTHING better..

There is no way to authenticate age over the internet.. PERIOD

I see added benefits of b0ardtracker . . . I never would have read this idiots discussion otherwise.

duocash . . . yeah, right

If Visa hates Porn, i will laugh and laugh and laugh and after all i will still make money

So you dont have any plans ??? super secret plans ??? nothing smart to add ??

Just a random insult with nothing to back it up. ?? ok.. go on with your bad self

Why dont you start off with something simple like A ) what you have planned thats better , and B) why duocash wouldn't be good ??

focus more on mainstream.

retire

Well we have a solution that can is a very good alternative to VISA and it brings much better results for all NON US countries

dialers ? pffftt..

Most civilized people no longer have those ancient things called phones, let alone plug them into their computers lol

I dont think this will take off..
You need to have about 50,000 locations.

Once they get to 50k then you should promote this.



look below:

Retailer Name Locations
Cigarettes For Less 6
Circle K/SSP 638
Fasmart 152
Jack Griffiths 24
Jordan Hot Spot 110
Shorestop 124

dialers ;)

we will always find a solution ;)
too much money involved

Thats ON TOP of visa and mastercard .

They already process visa and mastercard for you.

visa will not ban porn, they would loose too much revenue. mastercard and amex would take over for the cc market.

duocash is very inovative, spoke to a rep at the aai convention, it sounds very good. are there any big sites out there using it yet?

nonexistent argument. as has been said a thousand times over, adult internet is an annoying pimple on visa's ass. nothing more.

Good to see you up to date with the times. LOL

Most dialer and phone billing companies work equally with modem and broadband/cable/dsl. We dont care how they are connected we can still bill them. Now if you are not working with a company that cannot give you the ability to bill surfers from around the world regardless of their internet connection well... you shoud be.

Mitch
NOCREDITCARD.COM

gotta love board tracker

AMEX stopped taking porn along time ago. If Visa stopped taking internet porn, they would not lose enough revenue care. Internet porn is just a very small, small, small piece of what Visa takes in.

True, from what i've read, but that's a very short term and stupid argument.

The movement of the high street to the Internet hasn't even started yet really. When it does the income from the Internet will soar. I think VISA would think very carefully about withdrawing from what is effectively the trail blazer, (both habit forming and techically wise) of that growth, the adult market.

It would take a dumb fuck to do that. Hmmmm, maybe they will then....


The position with Amex is different. They are small cheese compared to VISA and basically live on their 'elite' reputation. When Amex withdrew, nobody gave a shit, customer or seller, (more or less). If VISA withdraw, people will be shitting themselves, for no real reason cos the slack will be taken up so fast by Mastercard et all you won't even have time to blink.

Even if "the movement of the high street to the Internet hasn't even started". Internet porn for Visa will remain so small that they would not have a problem getting rid of us. Mastercard would take up the slack, but why would Visa care if they got rid of a big problem that did very little for them. Mastercard could just follow and say no more internet porn. It's a big problem for them with very little money to.

Why do you think the last 2 merchant services in the US stopped taking new adult merchant accounts if the money is so good? Merchant services have been slowly dropping taking new adult merchant accounts, cause adult merchant accounts don't bring in enough money for the trouble it causes them. We are just a pain in their ass. These merchant services knew that other merchant services would get the new adult merchant accounts over the years. But guess what? There are no more merchant serivces in the US that will take adult merchant accounts for subscriptions anymore. They just died away. Whatch Visa and Mastercard do the same as the banks and stop taking adult (at least in the US).

huh ?? i would like to see how you bill my phone thru my cable modem that has nothing to do with phones or my phone lines lol.

Visa LOVES porn!!

if only that was true....i only have Visa & Amex cards and so do many of my friends, i doubt any of them will apply for a mastercard only because they can't buy porn online anymore.

Just FYI, by the end of May, we will be in every 7/11, and radio shack in the US and some in Canada. We will also be in an ADDITIONAL 42k locations by mid June.

why does the name sperber sound familiar?

thats probably him, but he is little shy

Just to jump in on this issue.....I'm not saying whether or not VISA will stop taking adult, but before you think that we are too big a market, keep in mind the following two things:

1. Adult internet is about 0.3% of VISA transactions.
2. Adult internet generates about 20% of VISA's chargeback and fraud issues.

If you were VISA, would YOU put up with the adult business forever?

An excellent point !!

thanks, be interesting to know what % of people have a
visa, how many have a mc and how many have both !

2 things:
1) contact me on ICQ: 1889711 ;)
2) What exactly makes you think VISA won't be pissed at YOU when the whole adult problem just goes through you? Won't people that chargeback porn just also chargeback DUOCASH they buy to buy porn?

I would kill myself !

VISA can't ban porn. It wouldn't be legal in the U.S.A.

Those numbers are false. AOL is the single largest source of refunds and chargebacks on the internet.

If VISA bans porn, then Comcast & DirecTV would suffer.

Few things first charge backs are a revenue source for cc companies , if not it wouldnt be so easy to do. Think about it:

Where is the cc company hurt on the cb? Merchant loses out on amount charged back and the fee for the charge back. CC company gets their fee (It's all computerized so its not even like the cost of paying someone comes into account) So this is revenue.

Also if Visa went bye bye MC and discover and checks would take up the slack. I dont think micropayments are the answer in fact I think they hurt our industry.

1. Ok, I'll hit you up in a sec.

2. We are invovled in more verticals than just adult.....We are making inroads in music downloads, ringtones, ebooks, etc....Duocash will become quite a big mainstream payment solution as well, so it will become the "cash" of the internet. ALSO, and more importantly, Duocash enabled phone cards will be available all over the place to be purchased with CASH at the point of sale.....there fore no VISA interchange will be invovled.

Actually, AOL is the biggest source of refunds, but in FRAUD and chargebacks, online porn is the biggest. This is according to VISA offiicials at the Electronic Transaction Association.

The BANKs within the association make a fee, but for VISA, there are costs involved that are not offset by fees. If chargebacks were not a problem for VISA, then why have they threatened to shut off banks from the VISA interchange for chargeback problems, and even forced some banks to give up their adult portfolios in certain cases because of chargebacks. Sorry, but my background is in the high-risk processing business for the internet, and I'm telling you the truth here.

Well based on you being right I think checks are more of the answer than duocash to tell you the truth. I think micropayments are a very very bad thing.

We are not in the business of selling phone cards. The problem with earlier business models has been distribution of proprietary cards. The retailers won?t stock the cards if the customers aren?t asking for them. The consumers aren?t aware of the cards if they aren?t on retailers shelves. It?s a chicken and egg type of issue.

In our case, we have done something different. We are taking a product that is ALREADY on the shelves, in distribution online, and in call centers. We are enabling the existing phone cards that are already on the market and being distributed, to be used by consumers to purchase digital content on the internet. This also avoids the issue of a single-use card that won?t be carried by retailers and distributors because of perception problems associated with a card that is specific to adult, gaming, etc?

We are not looking to be a replacement for credit cards, but rather an anonymous, additional method to get customers who might otherwise not want, or be able, to give CC# to adult sites.
Our system also works very well for micropayments as there is no per transaction fee of 15 to 50 cents like CC transactions.

Perhaps you may want to take a look at Duocash

http://www.duocash.com/merchants.jsp

* The anonymity that the card allows is attractive to many customers. The customer need only present the 800 number and pin from the actual or virtual card in order to make a purchase. The process is actually faster than an online credit card transaction.



* Banks and card associations are not involved. This means that, for example, VISA regulations regarding content, chargeback levels, cross-border acquiring, etc? do not apply to DUOCASH transactions.



* Customers who cannot get a credit card, due to their age, location, or credit rating, or will normally refuse to use one on the internet for security reasons, will have access to transactions via physical DUOCASH cards purchased at retail outlets. Even those customers who can use a credit card online, but are hesitant to use one on particular types of websites, generally feel better about giving personal information to online telcos instead.



* The chargeback situation is also advantageous to online merchants. In the case of adult, even with online virtual card purchases for example, issuing banks that would normally push the chargeback ?button? immediately upon seeing the merchant category code for adult or gaming, will instead issue a retrieval request when seeing a purchase from a telco for a pre-paid phone card. This gives the telco a chance to dispute the request and present evidence to show the validity of the purchase. This obviously lowers the ?friendly fraud? problem of normal credit card transactions. Also, customers tend not to be upset by the appearance of pre paid phone card charges on their credit card bill?..unlike online website charges. Lastly, the purchase of physical cards from retail outlets obviously tends to involve a cash transaction that completely precludes any chance of chargebacks. Thus, overall, chargebacks are held to an absolute minimum.



* The DUOCASH system also works VERY well in the micropayment space. For transactions under one USD, normal credit card per transaction fees would result in excessive cost to the merchant. The DUOCASH system does not involve any per transaction fees, merely a discount rate, and is therefore much more cost-effective in the micropayment space. We, in fact, currently have merchants that are processing transactions of 5 cents! This would be impossible with credit cards, since they would cost 15 to 30 cents per transaction to process.



* Right now there is quite a high percentage acceptance of DUOCASH cards in the online gaming space. There is a quickly growing number of merchants in the adult and dating sector as well. Most important to all verticals is the mainstream market, such as ringtone and music downloads. With some very large merchants in those mainstream markets that have already agreed to implement the DUOCASH system in the next 90 to 180 days, the consumer awareness of DUOCASH as a payment option will be growing VERY rapidly. This will be extremely helpful to ALL of the verticals, mainstream or otherwise, in addition to attracting increasing numbers of distributors who will wish to have their phone cards enabled by the DUOCASH system.


The DUOCASH process is quite simple. When a customer wishes to make a DUOCASH transaction, they simply click on the DUOCASH symbol. A box pops up which asks them for the 800 number and the pin number from the card. Once those are filled out, the transaction is complete. On the back end, the merchant passes the numbers into the DUOCASH interchange. The DUOCASH system then passes the ID numbers and the transaction amount to the appropriate telco. The telco then authorizes that there is enough stored value available on that card account, and deducts that amount, notifying the DUOCASH system, which in turn notifies the merchant site. The funds thus generated then pass from the telco, to DUOCASH and on to the merchant to satisfy the transaction amount, minus appropriate fees.

We have now also partnered with a company that is providing a ?third party? model for DUOCASH transactions, known as DUOBILL. DUOBILL have setup a payment gateway that provides such features as affiliate tracking, password management, etc?. for the small and medium sized merchant who does not wish to spend the resources to develop those systems themselves.
You can contact me on my mobile or my email at any time for any questions you might have

Our cards can be used up to a $500 payment by the way, so it isn't just for "micropayments".

is anybody out there using duocash?