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What you have to wonder is whether IBill had a clause in the \ir contract with FirstData that ensures they get informed of a cancellation of contract. If it was there how long was it for and why did IBill strat working to replace FirstData or inform their clients to start moving their processing.
If it was not in the contract, WTF are they doing running a company processing OTHER peoples money?
If it was in there and FisrtData broke it, seems like they will get their arses chewed off in court.
But IBill has always been one of the last people I would trust my money with.
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