ahhh fuck insurance doesn't cover the smashed window of my beemer.

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  • bhutocracy
    Not making A Comeback
    • Dec 2001
    • 10218

    #1

    ahhh fuck insurance doesn't cover the smashed window of my beemer.

    fucking cunts.. I've got like a $6500 basic excess. how ridiculous someone can vandalise my car to the tune of $6500 and I have to pay it myself - cunts.. I knew I had a high excess but I thought that was only if I caused the accident not unavoidable third party damage.
  • Fletch XXX
    GFY HALL OF FAME DAMMIT!!!
    • Jan 2002
    • 60840

    #2

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    Comment

    • KaLi
      Confirmed User
      • Aug 2003
      • 4371

      #3
      Well thats just not good right there.

      icq:160-417-630

      Comment

      • Ludedude
        Suck it!
        • Jun 2001
        • 4432

        #4
        Yeah, I know what you mean. I barely got over the deductible when I wrecked mine and I had to fight with the insurance company to cover it.

        Comment

        • Babagirls
          Text Writer
          • Feb 2001
          • 18812

          #5
          hey Lude, how did you survive that???




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          Comment

          • Steve
            Confirmed User
            • Feb 2001
            • 6894

            #6
            shit man, get a window at a junkyard

            Comment

            • Steve
              Confirmed User
              • Feb 2001
              • 6894

              #7
              Originally posted by Ludedude

              fucking OUCH!

              Comment

              • bhutocracy
                Not making A Comeback
                • Dec 2001
                • 10218

                #8
                Originally posted by Ludedude
                Yeah, I know what you mean. I barely got over the deductible when I wrecked mine and I had to fight with the insurance company to cover it.
                damn!

                I'm mainly pissed because when I rang up after it happened they said it would be $300 excess.. which would have been cool.. 1-2k's worth of damage.. i pay large fees.. should cover it... now I have to pay for the whole fucking thing.. I mean I know it's all fair and square in the contract but don't they realise how much they'll miss out on when i move my business, home, contents and car insurance over to someone else over the long term?

                Comment

                • bhutocracy
                  Not making A Comeback
                  • Dec 2001
                  • 10218

                  #9
                  Originally posted by Steve
                  shit man, get a window at a junkyard
                  smashed window, large scratch in door, tears in leather seat does not equal a junkyard window - this isn't an 80's toyota i have to resell this shit one day.

                  Comment

                  • liquidmoe
                    Confirmed User
                    • Mar 2002
                    • 4994

                    #10
                    I smelll bullshit about Lude's post

                    I had my car broken in to and my camera and phone stolen. Sucks ass, but what are you gonna do, right?

                    Take Luck!

                    Comment

                    • Chris
                      Too lazy to set a custom title
                      • May 2003
                      • 27880

                      #11
                      Why is everyone saying " go to the junk yard for a window " you guys told me that last week when my window got busted out

                      it will cost me 20$ more to go get one New from an autoglass place 30 minues away

                      i figre drive 30 minutes pay the extra 20$ and have NEW window not a half ass junkyard one
                      [email protected]

                      Comment

                      • Ludedude
                        Suck it!
                        • Jun 2001
                        • 4432

                        #12
                        Originally posted by liquidmoe
                        I smelll bullshit about Lude's post

                        I had my car broken in to and my camera and phone stolen. Sucks ass, but what are you gonna do, right?
                        Yeah, you're right. It was over the deductible by a lot.

                        Comment

                        • liquidmoe
                          Confirmed User
                          • Mar 2002
                          • 4994

                          #13
                          Originally posted by Ludedude


                          Yeah, you're right. It was over the deductible by a lot.
                          You sure? Looks like just one or two dents and maybe a new coat of paint and its as good as new.

                          Take Luck!

                          Comment

                          • CyberTraffic
                            Confirmed User
                            • Feb 2004
                            • 2187

                            #14
                            Originally posted by Ludedude
                            Yeah, I know what you mean. I barely got over the deductible when I wrecked mine and I had to fight with the insurance company to cover it.
                            At least it died clean.

                            Comment

                            • slackologist
                              Confirmed User
                              • Jul 2002
                              • 2379

                              #15
                              fuck man.. who are you with>? they should pay SOMETHING toward fixing it.. the fucking assholes.

                              Comment

                              • Steve
                                Confirmed User
                                • Feb 2001
                                • 6894

                                #16
                                Originally posted by bhutocracy


                                smashed window, large scratch in door, tears in leather seat does not equal a junkyard window - this isn't an 80's toyota i have to resell this shit one day.
                                If you live in a high population area, you might get lucky and come across a fresh wreck or a theft recovory that has what you need.

                                New cars get fucked up all the time. Just got to get lucky and find one that isn't hit in a spot that you need.

                                Comment

                                • Mr. Marks
                                  Confirmed User
                                  • Jun 2001
                                  • 7517

                                  #17
                                  Lucky you survived that.

                                  Comment

                                  • VeriSexy
                                    Join The Royal Family
                                    • Apr 2002
                                    • 25463

                                    #18
                                    Most of the time windows are not covered, there's a $300 deductable where I live. I guess smashed windows are too common
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                                    • Ludedude
                                      Suck it!
                                      • Jun 2001
                                      • 4432

                                      #19
                                      Originally posted by liquidmoe
                                      You sure? Looks like just one or two dents and maybe a new coat of paint and its as good as new.
                                      Well yeah, of course....some bondo and a few coats of wax and that car became an eBay legend

                                      Most of the old timers here know the story.

                                      Comment

                                      • Vitasoy
                                        GFY HALL OF FAME DAMMIT!!!
                                        • Oct 2003
                                        • 58202

                                        #20
                                        Sorry to hear man, that certainly sucks


                                        [email protected]

                                        Comment

                                        • nojob
                                          The Original NoJob
                                          • Feb 2004
                                          • 3682

                                          #21
                                          Originally posted by Ludedude
                                          Yeah, I know what you mean. I barely got over the deductible when I wrecked mine and I had to fight with the insurance company to cover it.

                                          I dont think that i would drive again after that. How did that happen? I was racing my car and hit at 130 mph and my acura still looked better thyen that when i hit the bridge.

                                          Comment

                                          • IPK
                                            Confirmed User
                                            • Sep 2003
                                            • 4209

                                            #22
                                            dude that fucking sucks
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                                            Comment

                                            • Ludedude
                                              Suck it!
                                              • Jun 2001
                                              • 4432

                                              #23
                                              Bhutos, I feel for you and I didn't mean to hijack yoru thread. $6500 is way high for a deductible around here. I carry $500 for everything with $0 deductible for glass coverage. The higher the deductible, the less the premiums are since you're absorbing the risk yourself but I don't believe I've ever seen a policy with one as high as $6500.

                                              Comment

                                              • bhutocracy
                                                Not making A Comeback
                                                • Dec 2001
                                                • 10218

                                                #24
                                                Originally posted by Ludedude
                                                Bhutos, I feel for you and I didn't mean to hijack yoru thread. $6500 is way high for a deductible around here. I carry $500 for everything with $0 deductible for glass coverage. The higher the deductible, the less the premiums are since you're absorbing the risk yourself but I don't believe I've ever seen a policy with one as high as $6500.
                                                hi-jack away i don't mind - your story is more impressive im only whining.. see i pay $300 a month and I believe my fucking higher rates should cover this sort of bullshit... i mean i understand having high rates - I just don't think you should have high rates AND an insane excess.. shouldn't the higher rates cancel that shit out - isn't that what paying a bunch up front is all about? bleh... otherwise whats the point of being insured? i'd insure it only for theft or total write-off and save my fucking money.. something like 90% of all claims would have to be under $6500...

                                                Comment

                                                • The Other Steve
                                                  Confirmed User
                                                  • Dec 2001
                                                  • 2106

                                                  #25
                                                  Mate - you either have a very bad driving record ..... or Ned Kelly runs the company and they saw you coming

                                                  Who is the insurer?
                                                  Left intentionally blank ... just like my brain

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