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As a site owner, we are notified by e-mail when a sail is scrubed... and It is a very small % at least it has been at my site? I have never had a charge back either?
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True... we do get those emails if someone is rejected, but I bet there are others that we do not see or make it that far.
As for chargebacks... we have had 16 chargeback this year. CCBill really seems to keep things in check which is a good thing for everyone. While i dont liek it when they scrub hard... I do like it that we are safe and sound.
And Studio... hit me up.