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I'm in the UK and have been with CCBill since mid 99, when my first processor went under ,and they told me to try CCBill to take over from them...
They have always been exceptionally good to me and my bad temper.. Specially Jeff and Joel, who never gets a mention... Andrew in accts. always gets me my money when I ask for it without a prob. I've even asked for a payment after a cut off date which they've done for me.
If I was in the States.. I'd pay the $750 as I'd look at it as being part of the CCBill service and not as paying to use Visa. Though if you're just starting up a pay site as a newbie, $750 can be a big lump to pay out in one go...
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