Visa keyword restrictions

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  • Ash@phpFX
    Confirmed User
    • Nov 2003
    • 4292

    #1

    Visa keyword restrictions

    Does anyone have information or a link about which words specifically would be banned? i tihnk it would be useful information for a lot of us.

    Thanks in advance.
  • looky_lou
    Confirmed User
    • Mar 2003
    • 1771

    #2
    I would like to know too.
    PUSSY - PUSSY - PUSSY!
    Wet & Puffy - Wet & Pissy - We Like To Suck
    Puffy Cash

    Comment

    • sperbonzo
      I'd rather be on my boat.
      • May 2003
      • 9750

      #3
      VISA regs include the following terms that must not be used on sites accepting VISA transactions:

      lolita
      pedo
      preteen

      or any other terms known to law enforcement that are used to denote sites that cater to those seeking child pornography.
      Michael Sperber / Acella Financial LLC/ Online Payment Processing

      [email protected] / http://Acellafinancial.com/

      ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

      Comment

      • just a punk
        So fuckin' bored
        • Jun 2003
        • 32385

        #4
        Originally posted by sperbonzo
        VISA regs include the following terms that must not be used on sites accepting VISA transactions:

        lolita
        pedo
        preteen

        or any other terms known to law enforcement that are used to denote sites that cater to those seeking child pornography.
        Just curious... How about this: http://www.amazon.com/exec/obidos/tg...books&n=507846? Is Nabokov's book also forbidden now, or amazon.com doesn't accept VISA?
        Obey the Cowgod

        Comment

        • Loki
          Confirmed User
          • Feb 2004
          • 4420

          #5
          I was told by one of our pross companies that they are now killing the word "Teen" and that we should rename Teen To Co'eds.

          Now according to my AVS buds, Visa is also now saying you can no longer have verbiage such as (Plus accsess to _____ extra sites. the keyword there is sites, Visa claims (According to the avs guys) That by having the words 3,000 sites This is a violation unless you are going to take full respocibilty for what is on each of those 3,000 sites or whatever the number of sites may be.

          He has implemented that his ppl change the wording to be something like "Plus Join Today and we'll give you tons of extra content FREE" this seems to be workign for them.

          I am sure that somewhere tere is a page listing the Visa no no words, i'll do some hunting today and if i find anything i'll throw it up here.


          -Loki-
          MAKE MONEY WITH 3D TOONS!
          Need hosting? LokiCa$h Uses Amerinoc and love them!
          Skype: LokiPorn Or Email 3dloki|at|gmail.com

          Comment

          • Ash@phpFX
            Confirmed User
            • Nov 2003
            • 4292

            #6
            Originally posted by sperbonzo
            VISA regs include the following terms that must not be used on sites accepting VISA transactions:

            lolita
            pedo
            preteen

            or any other terms known to law enforcement that are used to denote sites that cater to those seeking child pornography.
            thanks for the info, so tightteenagers.com will be ok?

            Comment

            • sperbonzo
              I'd rather be on my boat.
              • May 2003
              • 9750

              #7
              Originally posted by cyberxxx
              Just curious... How about this: http://www.amazon.com/exec/obidos/tg...books&n=507846? Is Nabokov's book also forbidden now, or amazon.com doesn't accept VISA?

              The thing here is the URL of the site.....not one book title out of thousands. What they are trying to stop are the terms that the pedo's themselves are looking for in order to find c.p. content
              Michael Sperber / Acella Financial LLC/ Online Payment Processing

              [email protected] / http://Acellafinancial.com/

              ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

              Comment

              • sperbonzo
                I'd rather be on my boat.
                • May 2003
                • 9750

                #8
                Originally posted by asher


                thanks for the info, so tightteenagers.com will be ok?
                might be borderline.....who are you processing with?
                Michael Sperber / Acella Financial LLC/ Online Payment Processing

                [email protected] / http://Acellafinancial.com/

                ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

                Comment

                • Theo
                  HAL 9000
                  • May 2001
                  • 34515

                  #9
                  Originally posted by vdc-Loki
                  I was told by one of our pross companies that they are now killing the word "Teen" and that we should rename Teen To Co'eds.

                  i heard the exact same statement a year and a half ago.....
                  can you please tell me which processor told you that?

                  Comment

                  • just a punk
                    So fuckin' bored
                    • Jun 2003
                    • 32385

                    #10
                    Originally posted by Soul_Rebel



                    i heard the exact same statement a year and a half ago.....
                    can you please tell me which processor told you that?
                    ProAdult has placed "teen" in black list. Just go to their search page and try to find at least one site which has "teen" in its name. For instance, our site http://www.truerussianteens.com/ has been renamed into their link list into "True Russian Girls"
                    Obey the Cowgod

                    Comment

                    • sperbonzo
                      I'd rather be on my boat.
                      • May 2003
                      • 9750

                      #11
                      ok, so I'm being spammy here, but people may want to look at Duocash as an addiltional way to process transactions along with your credit card processor.

                      We enable pre-paid phone cards to be used, which means that we have nothing to do with VISA/MC and we are not subject to their regulations.

                      We are not looking to be a replacement for credit cards, but rather an anonymous, additional method to get customers who might otherwise not want, or be able, to give CC# to adult sites.

                      Perhaps you may want to take a look at Duocash

                      http://www.duocash.com/merchants.jsp

                      We are putting together some VERY large deals that will be implemented in the next 60 days or so that will put us all over the US and Canada, and we are in discussions to expand to Australia and the EU.

                      We are not in the business of selling phone cards. The problem with earlier business models has been distribution of proprietary cards. The retailers won?t stock the cards if the customers aren?t asking for them. The consumers aren?t aware of the cards if they aren?t on retailers shelves. It?s a chicken and egg type of issue.

                      In our case, we have done something different. We are taking a product that is ALREADY on the shelves, in distribution online, and in call centers. We are enabling the existing phone cards that are already on the market and being distributed, to be used by consumers to purchase digital content on the internet. This also avoids the issue of a single-use card that won?t be carried by retailers and distributors because of perception problems associated with a card that is specific to adult, gaming, etc?

                      You can contact me on my mobile or my email at any time for any questions you might have.
                      Michael Sperber / Acella Financial LLC/ Online Payment Processing

                      [email protected] / http://Acellafinancial.com/

                      ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

                      Comment

                      • scorpion3600
                        Confirmed User
                        • Jan 2003
                        • 623

                        #12
                        Does the restriction on use of the word 'teen' refer to paysites that process using VISA or does it also refer to affiliate marketing pages that link to these pay sites? I think the banning of this word 'in general' will require a massive re-editing of marketing pages...

                        Comment

                        • just a punk
                          So fuckin' bored
                          • Jun 2003
                          • 32385

                          #13
                          Originally posted by sperbonzo



                          The thing here is the URL of the site.....not one book title out of thousands. What they are trying to stop are the terms that the pedo's themselves are looking for in order to find c.p. content
                          Ok, if somebody will open some kind of Nabokov's online fan club from which he will sell the book. Say his site will be called like "www.Nabokovs_Lolita_Fan_Club.com". Will such a site be allowed be VISA?
                          Obey the Cowgod

                          Comment

                          • just a punk
                            So fuckin' bored
                            • Jun 2003
                            • 32385

                            #14
                            Originally posted by scorpion3600
                            Does the restriction on use of the word 'teen' refer to paysites that process using VISA or does it also refer to affiliate marketing pages that link to these pay sites? I think the banning of this word 'in general' will require a massive re-editing of marketing pages...
                            Both I think.
                            Obey the Cowgod

                            Comment

                            • Ash@phpFX
                              Confirmed User
                              • Nov 2003
                              • 4292

                              #15
                              Originally posted by sperbonzo
                              ok, so I'm being spammy here, but people may want to look at Duocash as an addiltional way to process transactions along with your credit card processor.

                              We enable pre-paid phone cards to be used, which means that we have nothing to do with VISA/MC and we are not subject to their regulations.

                              We are not looking to be a replacement for credit cards, but rather an anonymous, additional method to get customers who might otherwise not want, or be able, to give CC# to adult sites.

                              Perhaps you may want to take a look at Duocash

                              http://www.duocash.com/merchants.jsp

                              We are putting together some VERY large deals that will be implemented in the next 60 days or so that will put us all over the US and Canada, and we are in discussions to expand to Australia and the EU.

                              We are not in the business of selling phone cards. The problem with earlier business models has been distribution of proprietary cards. The retailers won?t stock the cards if the customers aren?t asking for them. The consumers aren?t aware of the cards if they aren?t on retailers shelves. It?s a chicken and egg type of issue.

                              In our case, we have done something different. We are taking a product that is ALREADY on the shelves, in distribution online, and in call centers. We are enabling the existing phone cards that are already on the market and being distributed, to be used by consumers to purchase digital content on the internet. This also avoids the issue of a single-use card that won?t be carried by retailers and distributors because of perception problems associated with a card that is specific to adult, gaming, etc?

                              You can contact me on my mobile or my email at any time for any questions you might have.
                              i met some people representing duocash at the australian adult industry convention, ive still got their brochure, its definately a payment solution i will consider in the future

                              Comment

                              • sperbonzo
                                I'd rather be on my boat.
                                • May 2003
                                • 9750

                                #16
                                Originally posted by cyberxxx
                                Ok, if somebody will open some kind of Nabokov's online fan club from which he will sell the book. Say his site will be called like "www.Nabokovs_Lolita_Fan_Club.com". Will such a site be allowed be VISA?

                                They would have a really hard time. VISA could very well not allow it, simply because the word lolita is used to clue in the pedo's out there. The owner of that fictional site would have to jump through a lot of hoops to get it approved for VISA.
                                Michael Sperber / Acella Financial LLC/ Online Payment Processing

                                [email protected] / http://Acellafinancial.com/

                                ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

                                Comment

                                • just a punk
                                  So fuckin' bored
                                  • Jun 2003
                                  • 32385

                                  #17
                                  Originally posted by sperbonzo



                                  They would have a really hard time. VISA could very well not allow it, simply because the word lolita is used to clue in the pedo's out there. The owner of that fictional site would have to jump through a lot of hoops to get it approved for VISA.
                                  Poor Mr. Nabokov... If he even know about VISA when he just was going to invent such a book...
                                  Obey the Cowgod

                                  Comment

                                  • sperbonzo
                                    I'd rather be on my boat.
                                    • May 2003
                                    • 9750

                                    #18
                                    Originally posted by cyberxxx
                                    Poor Mr. Nabokov... If he even know about VISA when he just was going to invent such a book...
                                    Michael Sperber / Acella Financial LLC/ Online Payment Processing

                                    [email protected] / http://Acellafinancial.com/

                                    ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

                                    Comment

                                    • MasterBlogger
                                      So Fucking Banned
                                      • Jan 2004
                                      • 1635

                                      #19
                                      Originally posted by vdc-Loki
                                      I was told by one of our pross companies that they are now killing the word "Teen" and that we should rename Teen To Co'eds.

                                      Now according to my AVS buds, Visa is also now saying you can no longer have verbiage such as (Plus accsess to _____ extra sites. the keyword there is sites, Visa claims (According to the avs guys) That by having the words 3,000 sites This is a violation unless you are going to take full respocibilty for what is on each of those 3,000 sites or whatever the number of sites may be.

                                      He has implemented that his ppl change the wording to be something like "Plus Join Today and we'll give you tons of extra content FREE" this seems to be workign for them.

                                      I am sure that somewhere tere is a page listing the Visa no no words, i'll do some hunting today and if i find anything i'll throw it up here.


                                      -Loki-
                                      IMO ...
                                      It's semantics.

                                      The AVS industry should defend itself from undue censorship by using the word "community".

                                      Join the "couples - adult only community" and also receive access to the "extreme sex communities".

                                      In order to prosecute for "pornography" they must show that the content is unreasonable/immoral to that particular community. However, the internet is not geographic. Follow?

                                      I am a defender of AVS's as they are ABSOLUTELY necessary for "free speech" on the internet.

                                      There MUST be adult discussion and content or knowledge will never expand in the information age.

                                      How does a website proprietor prove that their visitors are only adults???

                                      PS: If there are any AVS's/AVN's willing to allow SexEducation.com as a client please post here or contact me at [email protected] using a subject line that starts with exactly "SE_CONTACT".

                                      Comment

                                      • MasterBlogger
                                        So Fucking Banned
                                        • Jan 2004
                                        • 1635

                                        #20
                                        PS: I've NEVER had a charge back - ever!
                                        not one - after ten years - and multiple thousands of dollars of revenue.

                                        Have a great day everyone.
                                        I'm off to work.

                                        Comment

                                        • Loki
                                          Confirmed User
                                          • Feb 2004
                                          • 4420

                                          #21
                                          Originally posted by Soul_Rebel



                                          i heard the exact same statement a year and a half ago.....
                                          can you please tell me which processor told you that?
                                          Well it's funny that you say it was a year and half ago cause thats when Glo-Bill denied our 3rd "Live Girl" site that featured a section called naughty teen schoolgirls. we were made to change the word Teen to Coed.

                                          A few of the AVS sites we worked with also made us change Teen to Coed (if memory is still correct it was Sexkey and Adultcheck)

                                          And on a funny as fuck note CCBILL denied one of our latest 3D Mega sites due to "Depictions of death" They had a prob with this site: 3D Zombies

                                          So now it is just linked up to hentiakey lol, take a look i guess Visa didn't like it from what we were told lol.

                                          Honestly the site was a one-shot i did for a Haloween this past year lol.


                                          -Loki-
                                          MAKE MONEY WITH 3D TOONS!
                                          Need hosting? LokiCa$h Uses Amerinoc and love them!
                                          Skype: LokiPorn Or Email 3dloki|at|gmail.com

                                          Comment

                                          • JensMoviePost
                                            Confirmed User
                                            • Jan 2004
                                            • 319

                                            #22
                                            Very stupid, I don't see the problem with teen or even schoolgirl - as long as the girls are 18....
                                            Whatever though I don't run any program.
                                            <a href="http://www.jensmoviepost.com">
                                            JensMoviePost.com</a>
                                            - Looking for 1K+ Sized Trades!
                                            ICQ# 328466504 or Signup Directly!

                                            Comment

                                            • Jace
                                              FBOP Class Of 2013
                                              • Jan 2004
                                              • 35562

                                              #23
                                              the book and film lolita are a work of art, and are protected under different laws than we use for the word lolita, and if they tried to stop him from making a site about his book or movie, i am sure he would have a nice lawsuit to follow

                                              Comment

                                              • sperbonzo
                                                I'd rather be on my boat.
                                                • May 2003
                                                • 9750

                                                #24
                                                Originally posted by JaceXXX
                                                the book and film lolita are a work of art, and are protected under different laws than we use for the word lolita, and if they tried to stop him from making a site about his book or movie, i am sure he would have a nice lawsuit to follow
                                                This has nothing to do with laws. These are VISA regulations for their card association. Basically, they have a club....the club has rules....and they can make those rules whatever they want. Just like you can make an association, and make whatever rules ?YOU want.

                                                No lawsuit would win. VISA can chose whomever they wish to do business with or not.

                                                Sorry, just the facts here....
                                                Michael Sperber / Acella Financial LLC/ Online Payment Processing

                                                [email protected] / http://Acellafinancial.com/

                                                ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

                                                Comment

                                                • KraZ
                                                  Confirmed User
                                                  • Oct 2003
                                                  • 2636

                                                  #25
                                                  Frankly, I don't think they'll go as far as banning TEEN... coeds sucks as a teen replacement!

                                                  There are site that have invested thousands in their "teen" sites like Amateur Teen Kingdom, etc.
                                                  Selling MedicalPorn,com and a dozen other gyno & doctor domains here:
                                                  http://www.gofuckyourself.com/showthread.php?t=871984

                                                  Comment

                                                  • just a punk
                                                    So fuckin' bored
                                                    • Jun 2003
                                                    • 32385

                                                    #26
                                                    Originally posted by sperbonzo


                                                    This has nothing to do with laws. These are VISA regulations for their card association. Basically, they have a club....the club has rules....and they can make those rules whatever they want. Just like you can make an association, and make whatever rules ?YOU want.

                                                    No lawsuit would win. VISA can chose whomever they wish to do business with or not.

                                                    Sorry, just the facts here....
                                                    Unfortunately u're 100% right here. VISA is just something like a club, so you may accept their rules or just go away. Actually banned word "teen" is not a real problem. The real problem is that VISA became a serious monopolist who can dictate any conditions.
                                                    Obey the Cowgod

                                                    Comment

                                                    • Hustler DJ
                                                      Confirmed User
                                                      • Sep 2003
                                                      • 469

                                                      #27
                                                      Originally posted by sperbonzo
                                                      We are not looking to be a replacement for credit cards, but rather an anonymous, additional method to get customers who might otherwise not want, or be able, to give CC# to adult sites.
                                                      Hey Bonzo - how are you guys working with/around age verification issues around pre-paid phone cards? Perhaps a better way question to ask (and I'm not trying to stir up shit, honestly) -- what's your stance or legal interpretation of who'd be liable when a minor buys a phone card (legal) but uses it as a payment instrument for an adult site (not-so-legal)?
                                                      <br>
                                                      Darren - Sales/Marketing Guy -- FlyntDigital/HustlerContent
                                                      ICQ: 2907527

                                                      Comment

                                                      • Raven
                                                        Confirmed User
                                                        • Jul 2001
                                                        • 6874

                                                        #28
                                                        Originally posted by KraZ
                                                        Frankly, I don't think they'll go as far as banning TEEN... coeds sucks as a teen replacement!

                                                        There are site that have invested thousands in their "teen" sites like Amateur Teen Kingdom, etc.
                                                        I think they are going to come up with a list of words which gives them a reason to deny the submitted site, one of which will be 'teen'.

                                                        I don't think VISA cares whether or not there are those who have invested thousands into 'teen' sites.

                                                        It's their playground.
                                                        Raven

                                                        ~RETIRED~

                                                        Comment

                                                        • KraZ
                                                          Confirmed User
                                                          • Oct 2003
                                                          • 2636

                                                          #29
                                                          Yes, it's their playground but it's also their responsibility to existin clients... If they ban teen now, in 2 years (w/ Mr. Bush reelected) they might ban SEX.
                                                          Selling MedicalPorn,com and a dozen other gyno & doctor domains here:
                                                          http://www.gofuckyourself.com/showthread.php?t=871984

                                                          Comment

                                                          • Ash@phpFX
                                                            Confirmed User
                                                            • Nov 2003
                                                            • 4292

                                                            #30
                                                            there must be some legal case against them banning a perfectly legal word, i can understand cp related terms but teen is rediculous

                                                            Comment

                                                            • Raven
                                                              Confirmed User
                                                              • Jul 2001
                                                              • 6874

                                                              #31
                                                              Originally posted by KraZ
                                                              Yes, it's their playground but it's also their responsibility to existin clients... If they ban teen now, in 2 years (w/ Mr. Bush reelected) they might ban SEX.
                                                              VISA is a private enterprise. They can admit whom they wish into their club.

                                                              That's why they CAN turn you down for a credit card. And, even though there are things called fair business practises, I haven't seen VISA really have to knuckle under to any one.

                                                              The only responsibility they have is to their own bottom line. We are a pimple on the face of the earth to them, while they account for quite a bit to us.

                                                              They pretty much can do whatever they want.

                                                              On the other hand, one of these days, there will be a class action suit against their predatory marketing practices.

                                                              Thing is, a corporation can refuse to hire you if you smoke. So, VISA can refuse to accept sites or businesses who do not conform to their policies.
                                                              Raven

                                                              ~RETIRED~

                                                              Comment

                                                              • bhutocracy
                                                                Not making A Comeback
                                                                • Dec 2001
                                                                • 10218

                                                                #32
                                                                Originally posted by asher
                                                                there must be some legal case against them banning a perfectly legal word, i can understand cp related terms but teen is rediculous
                                                                yep and "coed" is a really american term.. who the fuck in AU or the UK really knows what a coed is compared to teen/girls?

                                                                Comment

                                                                • rounders
                                                                  Confirmed User
                                                                  • Sep 2003
                                                                  • 2931

                                                                  #33
                                                                  nice
                                                                  ICQ#: 153923840

                                                                  Comment

                                                                  • Jace
                                                                    FBOP Class Of 2013
                                                                    • Jan 2004
                                                                    • 35562

                                                                    #34
                                                                    Originally posted by cyberxxx
                                                                    Unfortunately u're 100% right here. VISA is just something like a club, so you may accept their rules or just go away. Actually banned word "teen" is not a real problem. The real problem is that VISA became a serious monopolist who can dictate any conditions.

                                                                    so, what abotu the under age club up my street called "teen club"

                                                                    and what about the shelter down the road for battered teens called "teen shelter"

                                                                    come on, this is for porn, plain and simple

                                                                    they are not going to not allow a rape line called "teen line"

                                                                    Comment

                                                                    • MasterBlogger
                                                                      So Fucking Banned
                                                                      • Jan 2004
                                                                      • 1635

                                                                      #35
                                                                      Originally posted by Hustler DJ


                                                                      Hey Bonzo - how are you guys working with/around age verification issues around pre-paid phone cards? Perhaps a better way question to ask (and I'm not trying to stir up shit, honestly) -- what's your stance or legal interpretation of who'd be liable when a minor buys a phone card (legal) but uses it as a payment instrument for an adult site (not-so-legal)?
                                                                      <br>
                                                                      That's an interesting scenario.

                                                                      Currently, there is no fool proof way for a website proprietor to be absolutlely certain their website visitor is legally an adult.

                                                                      If Amex and MasterCard were smart they would create an "ADULT ONLY" card - that requires a signature the person using the card will only allow adults to use it.

                                                                      There is $11 Billion + "adult" dollars a year sitting on the table - I predict soon (next year or two) someone will come out with such an entity. And I believe it will be a large "brick and mortar" establishment like - "Mail Boxes Etc,","Fedex", "7-11" or perhaps "Macs". You walk in - show your adult ID and physically sign a contract that website access will only be for you and that you are legally an adult.

                                                                      This "PROOF" of age will be joined with an organization like "PayPal" so that better binding contracts can be made. Contracts that are not necessarily ONLY for adult content but also contracts for other types of business relationships such as prescription medications and monthly supplies of other goods.

                                                                      Comment

                                                                      • DWB
                                                                        Registered User
                                                                        • Jul 2003
                                                                        • 31779

                                                                        #36
                                                                        anyone know about the word "virgin"?

                                                                        Comment

                                                                        • Raven
                                                                          Confirmed User
                                                                          • Jul 2001
                                                                          • 6874

                                                                          #37
                                                                          It seems to me..

                                                                          If VISA decides that 'teen' is an unacceptable term, it might not be for reasons of censorship.

                                                                          Maybe they want to be able to allow under 18 teens to search for stuff which doesn't come up as adult. A way of separating out the underage from the porn side.
                                                                          Raven

                                                                          ~RETIRED~

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                                                                          Working...