Most ridiculous thing I've ever had to do

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  • PersianKitty
    Meow Media Inc.
    • Jul 2001
    • 7785
    #1

    Most ridiculous thing I've ever had to do

    I wrote and mailed a check for $0.01 today. That's right.. a check for one cent and it cost me 37 cents to send it.

    I electronically sent what I thought was my final mortgage payment earlier this week. I calculated what the interest would be and added that to the total. Well seems the mortgage company always rounds up, never down. I was left owing 1 red cent!

    I called them this morning figuring after all those rounded pennies they'd forgive just one. When I told the woman on the phone the situation she says "Mail a check for 1 cent." I laughed and said I figured they'd write if off. She replied very matter of factly.. "It's a bank, mamm." So I sent them the damn check.
    Tags: None
    • galleryseek
      Confirmed User
      • Mar 2002
      • 8234
      #2
      fucking shitheads.

        Comment

        • GrimShawn
          Confirmed User
          • Oct 2002
          • 8120
          #3
          Now that is some funny shit!

          Insane!

          How you been PK

            Comment

            • unitedpimps jrock
              Confirmed User
              • Feb 2004
              • 263
              #4
              that's so ridiculus...hey at least your mortgage is payed off
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                Comment

                • Trax
                  [----------------------]
                  • Aug 2001
                  • 14486
                  #5
                  really unbelieveable

                    Comment

                    • flashfire
                      ICQ 1 6 7 8 5 3 4 9 2
                      • Feb 2003
                      • 13098
                      #6
                      Got every penny out of you I guess

                        Comment

                        • Repetitive Monkey
                          Confirmed User
                          • Feb 2004
                          • 3505
                          #7
                          Contact Ananova, they'll do a story on it. http://www.ananova.com/

                            Comment

                            • digifan
                              The Profiler
                              • Oct 2002
                              • 14618
                              #8
                              Now that's hilarious..
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                                Comment

                                • Repetitive Monkey
                                  Confirmed User
                                  • Feb 2004
                                  • 3505
                                  #9
                                  http://www.ananova.com/feedback/feedback.html

                                    Comment

                                    • Diabolical Cord
                                      Confirmed User
                                      • Jan 2004
                                      • 447
                                      #10
                                      You should have actually sent a penny.

                                        Comment

                                        • body
                                          Confirmed User
                                          • Oct 2002
                                          • 5017
                                          #11
                                          The Goddess Of Steps

                                            Comment

                                            • Mr Pheer
                                              So Fucking Banned
                                              • Dec 2002
                                              • 22082
                                              #12
                                              I've done better than that

                                              When i move to LV, and shut off the utilities after my house in Texas sold, the water department sent me a bill for $0.00

                                              ok no big deal, nothing owed, threw it out

                                              then they sent me a late notice... i just threw it out

                                              Then a collection agency sent me a bill, for $0.00

                                              So i wrote them a check for zero dollars and zero cents, and sent it to them

                                                Comment

                                                • eiht_98
                                                  Confirmed User
                                                  • Jan 2001
                                                  • 6103
                                                  #13
                                                  Originally posted by MrPheer
                                                  I've done better than that

                                                  When i move to LV, and shut off the utilities after my house in Texas sold, the water department sent me a bill for $0.00

                                                  ok no big deal, nothing owed, threw it out

                                                  then they sent me a late notice... i just threw it out

                                                  Then a collection agency sent me a bill, for $0.00

                                                  So i wrote them a check for zero dollars and zero cents, and sent it to them

                                                    Comment

                                                    • Ash@phpFX
                                                      Confirmed User
                                                      • Nov 2003
                                                      • 4292
                                                      #14
                                                      damn that is just fucking stupid, you should have gone in and dropped the penny off yourself, and made a big deal about it, so the other customers can see how stingy the bank is

                                                        Comment

                                                        • stevecore
                                                          Confirmed User
                                                          • May 2003
                                                          • 6130
                                                          #15
                                                          i hope you wiped your ass with it before you sent it. bloodsuckers!

                                                            Comment

                                                            • Mishi
                                                              Confirmed User
                                                              • Feb 2002
                                                              • 1054
                                                              #16
                                                              Originally posted by MrPheer
                                                              I've done better than that

                                                              When i move to LV, and shut off the utilities after my house in Texas sold, the water department sent me a bill for $0.00

                                                              ok no big deal, nothing owed, threw it out

                                                              then they sent me a late notice... i just threw it out

                                                              Then a collection agency sent me a bill, for $0.00

                                                              So i wrote them a check for zero dollars and zero cents, and sent it to them
                                                              Truly priceless!
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                                                                Comment

                                                                • Jer
                                                                  God is Brazilian
                                                                  • Feb 2001
                                                                  • 10601
                                                                  #17
                                                                  Originally posted by MrPheer

                                                                  So i wrote them a check for zero dollars and zero cents, and sent it to them

                                                                    Comment

                                                                    • Mr Pheer
                                                                      So Fucking Banned
                                                                      • Dec 2002
                                                                      • 22082
                                                                      #18
                                                                      Originally posted by Mishi


                                                                      Truly priceless!
                                                                      they send out thier bills automaticaly, nobody even looks at them

                                                                      apparently thier collection agancy does the same thing

                                                                        Comment

                                                                        • Mr. Porno King
                                                                          Confirmed User
                                                                          • Aug 2003
                                                                          • 146
                                                                          #19
                                                                          I underpaid a 407 bill accidentally by 34 cents once...

                                                                          They sent me to collection, so I figured I'd get even. I sent them a cheque for 35 cents.

                                                                          They have to send me an account statement every month.. must cost them 55 cents a pop, and I've been getting them every month for about 3 years now.

                                                                          What a way to destroy forests.
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                                                                            Comment

                                                                            • Mr. Porno King
                                                                              Confirmed User
                                                                              • Aug 2003
                                                                              • 146
                                                                              #20
                                                                              Originally posted by Jer


                                                                              Don't take that too lightly either.. I know a guy with an R9 on his credit record for owing $0.00 for more than 120 days.
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                                                                                Comment

                                                                                • SomeCreep
                                                                                  :glugglug
                                                                                  • Mar 2003
                                                                                  • 26118
                                                                                  #21
                                                                                  Damn, that was lame of them.

                                                                                  That reminds me, CCBill is still fucking charging me $0.37 for each check they send me when the postage on the envelope is only $0.29. I need to talk to them about that.

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                                                                                    Comment

                                                                                    • ListYourPorn
                                                                                      Confirmed User
                                                                                      • Jan 2004
                                                                                      • 791
                                                                                      #22
                                                                                      Originally posted by unitedpimps jrock
                                                                                      that's so ridiculus...hey at least your mortgage is payed off
                                                                                      Yeah you lucky man, now you really are a free man :-)

                                                                                      Despite what the bank and my friends say to my I dont own my pad, I have another 33 years at 400£ pcm

                                                                                      FUCK!


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                                                                                        Comment

                                                                                        • johnbosh
                                                                                          Confirmed User
                                                                                          • Aug 2002
                                                                                          • 8965
                                                                                          #23
                                                                                          thats just too stupid

                                                                                            Comment

                                                                                            • MissEve
                                                                                              Confirmed User
                                                                                              • Aug 2002
                                                                                              • 583
                                                                                              #24
                                                                                              lol! PK you are always getting nickel and dimed....errrr, pennied?

                                                                                              Off topic but an attorney recently told me that most states use the same software to receive queries from insurance companies for traffic violations. He said that your violation won't show up if your ticket isn't settled so.....he says that you should pay your ticket but overpay it by one dollar. The state will take forever to send you the dollar refund and then when you get it you dont cash it therefore your account isn't "settled". I dunno if this is true but it sounds good ;) lol

                                                                                                Comment

                                                                                                • liquidmoe
                                                                                                  Confirmed User
                                                                                                  • Mar 2002
                                                                                                  • 4994
                                                                                                  #25
                                                                                                  Its better to send a check than an actual penny, this way you have a record and the bank wont be coming by to take your house away because of one cent.

                                                                                                  Speaking of traffic tickets I gotta goto court again in 4 days.

                                                                                                  Take Luck!

                                                                                                    Comment

                                                                                                    • Herb Kornfield
                                                                                                      Is on the 1
                                                                                                      • Sep 2002
                                                                                                      • 4996
                                                                                                      #26
                                                                                                      When I worked in collections we had people that used to send their final checks to us covered in shit, sent joints, picutres of them naked ( why I never kept these as amatuer content, lol) and my favote, letters telling us off...............

                                                                                                      People would pay like clockwork every month for years and then the final payment they would tell us to get fucked since " they paid enough, blah blah blah...."

                                                                                                      It was crazy being on the recieving end of those 1 cent checks. We'd be amazed compaines would tell us that they'd take action if need be to recover their funds, lol........

                                                                                                      Insanity of banking.

                                                                                                        Comment

                                                                                                        • KRL
                                                                                                          Entrepreneur
                                                                                                          • Oct 2002
                                                                                                          • 31429
                                                                                                          #27
                                                                                                          I got a check from a utility company for $.01 cent once with a full page apology letter stating that due to a computer programming error their customer bills had been calculated incorrectly and everyone had been overcharged.
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                                                                                                            Comment

                                                                                                            • stocktrader23
                                                                                                              Let's do some business.
                                                                                                              • Jan 2003
                                                                                                              • 18781
                                                                                                              #28
                                                                                                              Originally posted by MrPheer
                                                                                                              I've done better than that

                                                                                                              When i move to LV, and shut off the utilities after my house in Texas sold, the water department sent me a bill for $0.00

                                                                                                              ok no big deal, nothing owed, threw it out

                                                                                                              then they sent me a late notice... i just threw it out

                                                                                                              Then a collection agency sent me a bill, for $0.00

                                                                                                              So i wrote them a check for zero dollars and zero cents, and sent it to them
                                                                                                              lmfao


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                                                                                                                Comment

                                                                                                                • cool1
                                                                                                                  sex is good
                                                                                                                  • Sep 2001
                                                                                                                  • 24939
                                                                                                                  #29
                                                                                                                  Damn banks have all the power

                                                                                                                    Comment

                                                                                                                    • Fabien
                                                                                                                      Confirmed User
                                                                                                                      • Jul 2003
                                                                                                                      • 4789
                                                                                                                      #30
                                                                                                                      The best part is that IT'S FUCKING PAID

                                                                                                                      Finished
                                                                                                                      OVER AND OUT

                                                                                                                      Now go get your Mercedes

                                                                                                                        Comment

                                                                                                                        • slackologist
                                                                                                                          Confirmed User
                                                                                                                          • Jul 2002
                                                                                                                          • 2379
                                                                                                                          #31
                                                                                                                          Originally posted by SomeCreep
                                                                                                                          Damn, that was lame of them.

                                                                                                                          That reminds me, CCBill is still fucking charging me $0.37 for each check they send me when the postage on the envelope is only $0.29. I need to talk to them about that.
                                                                                                                          maybe they charge for the envelope, check paper, ink, the electricity involved in running the machines, the wage for the dude that presses the big red 'go' button etc etc..

                                                                                                                            Comment

                                                                                                                            • LadyMischief
                                                                                                                              Orgasms N Such!
                                                                                                                              • Sep 2002
                                                                                                                              • 18135
                                                                                                                              #32
                                                                                                                              Ugh I've had to do that bullshit before. How stupid is that. And it's probably going to cost them more to process the damn check in admin fees than the cent it's worth. You'd think these companies would be a little less anal

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                                                                                                                                • Manowar
                                                                                                                                  jellyfish  
                                                                                                                                  • Dec 2003
                                                                                                                                  • 71528
                                                                                                                                  #33
                                                                                                                                  thats god damn retarded of the bank, tell them to go outside and look for it on the floor

                                                                                                                                    Comment

                                                                                                                                    • adamneve
                                                                                                                                      LIVING LA VITA LOCA
                                                                                                                                      • Oct 2002
                                                                                                                                      • 13333
                                                                                                                                      #34
                                                                                                                                      Originally posted by MrPheer
                                                                                                                                      I've done better than that

                                                                                                                                      When i move to LV, and shut off the utilities after my house in Texas sold, the water department sent me a bill for $0.00

                                                                                                                                      ok no big deal, nothing owed, threw it out

                                                                                                                                      then they sent me a late notice... i just threw it out

                                                                                                                                      Then a collection agency sent me a bill, for $0.00

                                                                                                                                      So i wrote them a check for zero dollars and zero cents, and sent it to them
                                                                                                                                      LOL
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                                                                                                                                        Comment

                                                                                                                                        • IPK
                                                                                                                                          Confirmed User
                                                                                                                                          • Sep 2003
                                                                                                                                          • 4209
                                                                                                                                          #35
                                                                                                                                          pwn3d!
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                                                                                                                                            Comment

                                                                                                                                            • jasmine
                                                                                                                                              Confirmed User
                                                                                                                                              • Aug 2001
                                                                                                                                              • 1013
                                                                                                                                              #36
                                                                                                                                              I am fighting with my bank as well over lost statements. I am trying to refinance and my bank is totally screwed up.
                                                                                                                                              I've been getting paid by SexOnTheSide for 10 years!

                                                                                                                                                Comment

                                                                                                                                                • broke
                                                                                                                                                  Confirmed User
                                                                                                                                                  • Aug 2003
                                                                                                                                                  • 4501
                                                                                                                                                  #37
                                                                                                                                                  Originally posted by Mr. Porno King


                                                                                                                                                  Don't take that too lightly either.. I know a guy with an R9 on his credit record for owing $0.00 for more than 120 days.
                                                                                                                                                  It would take one letter to get that removed.
                                                                                                                                                  Perfect Gonzo

                                                                                                                                                    Comment

                                                                                                                                                    • hova
                                                                                                                                                      Traffillionaire
                                                                                                                                                      • Jan 2002
                                                                                                                                                      • 22430
                                                                                                                                                      #38
                                                                                                                                                      Originally posted by MrPheer
                                                                                                                                                      I've done better than that

                                                                                                                                                      When i move to LV, and shut off the utilities after my house in Texas sold, the water department sent me a bill for $0.00

                                                                                                                                                      ok no big deal, nothing owed, threw it out

                                                                                                                                                      then they sent me a late notice... i just threw it out

                                                                                                                                                      Then a collection agency sent me a bill, for $0.00

                                                                                                                                                      So i wrote them a check for zero dollars and zero cents, and sent it to them
                                                                                                                                                      Great story, I had the same thing with my cellphone company ones. I allso love it when I get a cheque for 2,47$
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                                                                                                                                                        • brand0n
                                                                                                                                                          been very busy
                                                                                                                                                          • Nov 2002
                                                                                                                                                          • 26983
                                                                                                                                                          #39
                                                                                                                                                          on a positive note, you are done. its paid off. congrads, that has to be a great fuckin feeling.
                                                                                                                                                          want to buy this spot for cheap? it is of course for sale. long term deals are always the best bet. brand0n/ at/ a o l dot commies.

                                                                                                                                                            Comment

                                                                                                                                                            • Steve
                                                                                                                                                              Confirmed User
                                                                                                                                                              • Feb 2001
                                                                                                                                                              • 6894
                                                                                                                                                              #40
                                                                                                                                                              PK, when that check comes back in your monthly bank statement - make sure to frame it. It's not every day that you pay off your mortgage with one cent!

                                                                                                                                                                Comment

                                                                                                                                                                • NetRodent
                                                                                                                                                                  Confirmed User
                                                                                                                                                                  • Jan 2002
                                                                                                                                                                  • 3985
                                                                                                                                                                  #41
                                                                                                                                                                  You should have sent them a check for $0.02 so they would have to issue a refund.
                                                                                                                                                                  "Every normal man must be tempted, at times, to spit on his hands, hoist the black flag, and begin slitting throats."
                                                                                                                                                                  --H.L. Mencken

                                                                                                                                                                    Comment

                                                                                                                                                                    • Furious_Male
                                                                                                                                                                      Doing the grind since 99
                                                                                                                                                                      • Oct 2003
                                                                                                                                                                      • 16884
                                                                                                                                                                      #42
                                                                                                                                                                      Crazy but doesn't suprise me in the least bit.

                                                                                                                                                                      Congrats on paying off that mortgage
                                                                                                                                                                      Living in Virtual Reality
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                                                                                                                                                                        • BV
                                                                                                                                                                          wtf
                                                                                                                                                                          • Sep 2001
                                                                                                                                                                          • 10914
                                                                                                                                                                          #43
                                                                                                                                                                          Originally posted by NetRodent
                                                                                                                                                                          You should have sent them a check for $0.02 so they would have to issue a refund.

                                                                                                                                                                            Comment

                                                                                                                                                                            • chowda
                                                                                                                                                                              Confirmed User
                                                                                                                                                                              • Jun 2003
                                                                                                                                                                              • 9527
                                                                                                                                                                              #44
                                                                                                                                                                              if ur a big client with a bank, some waive the fees if its that small.
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                                                                                                                                                                                Comment

                                                                                                                                                                                • CazBandit
                                                                                                                                                                                  So Fucking Banned
                                                                                                                                                                                  • Feb 2004
                                                                                                                                                                                  • 19
                                                                                                                                                                                  #45
                                                                                                                                                                                  Did you send it postage due?

                                                                                                                                                                                    Comment

                                                                                                                                                                                    • Alex From San Diego
                                                                                                                                                                                      Confirmed User
                                                                                                                                                                                      • May 2001
                                                                                                                                                                                      • 1642
                                                                                                                                                                                      #46
                                                                                                                                                                                      Mortgages are for losers...lol
                                                                                                                                                                                      We are what we repeatedly do.-Aristotle

                                                                                                                                                                                        Comment

                                                                                                                                                                                        • Keev
                                                                                                                                                                                          Confirmed User
                                                                                                                                                                                          • May 2001
                                                                                                                                                                                          • 5335
                                                                                                                                                                                          #47
                                                                                                                                                                                          HAHAHAHA now thats classic!
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                                                                                                                                                                                            • Rich
                                                                                                                                                                                              So Fucking Banned
                                                                                                                                                                                              • Jan 2003
                                                                                                                                                                                              • 11486
                                                                                                                                                                                              #48
                                                                                                                                                                                              Originally posted by MrPheer
                                                                                                                                                                                              I've done better than that

                                                                                                                                                                                              When i move to LV, and shut off the utilities after my house in Texas sold, the water department sent me a bill for $0.00

                                                                                                                                                                                              ok no big deal, nothing owed, threw it out

                                                                                                                                                                                              then they sent me a late notice... i just threw it out

                                                                                                                                                                                              Then a collection agency sent me a bill, for $0.00

                                                                                                                                                                                              So i wrote them a check for zero dollars and zero cents, and sent it to them
                                                                                                                                                                                              You posted this before, I always get a laugh out of it.

                                                                                                                                                                                              Banks own us all, that penny thing doesn't surprise me. MrPheer's problem was probably a mistake somewhere, the funny thing is PK's 1 cent at the bank is standard practice.

                                                                                                                                                                                                Comment

                                                                                                                                                                                                • Platinum Red
                                                                                                                                                                                                  Confirmed User
                                                                                                                                                                                                  • Jan 2004
                                                                                                                                                                                                  • 517
                                                                                                                                                                                                  #49
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                                                                                                                                                                                                    • <IMX>
                                                                                                                                                                                                      Confirmed User
                                                                                                                                                                                                      • Jun 2002
                                                                                                                                                                                                      • 2728
                                                                                                                                                                                                      #50
                                                                                                                                                                                                      ridiculous.
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