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run windoze update ( install all critical updates)
update and run your antivirus software.. (if u leave your comp on at night.. schedule it to clean your system every night)
download spybot search & destroy, update and clean spyware from your system.
don't use IE to browse the net or outlook express to check your email.
cpu temp looks fine.
edit: certain applications (virtual CD type stuff is common) can cause unexpected crashes in XP... as well as faulty RAM/ other hardware.
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