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On a serious note, there is nothing wrong with a processor giving the OPTION to enable cross-sales, prechecked or otherwise. This is not something that's new, it happens in mainstream businesses and is common practice (try ordering a flight on Expedia and you'll see various cross-sales before confirming a flight for limo service, meals, etc...).
Paycom is simply offering paysites the ability to do cross-sales and this is a legitimate means of driving additional revenues. In fact, a lot of people (myself included) depend on this business model such that sponsors can continue paying the rates they do to webmasters.
If you truly hate cross-sales, then simply don't offer them. I wouldn't go on a rampage because a processor offers this legitimate ability to maximize revenues/profits.
WG
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I play with Google.
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