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2.
You run a TGP site and know that if anything breaks your trades will likely die. It will take you another month or more to get back to where you were. You can put a small percentage of your traffic in the bank each day. Then if anything happens such as your server going down or trade script breaking or even if you go on holidays and don't update galleries. Now instead of your site slipping you can withdraw from the bank and boost it back to where it should be.
-Ben
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<- I in no way endorse whatever just got stuck on the left of my post.
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